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Earnest

Controversies

Controversies tied to this brand in public sources. A listing is not a finding of fault.

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  1. 2025

    Massachusetts lending-practices settlement

    Earnest Operations LLC agreed to a $2.5 million settlement with the Massachusetts attorney general over allegations related to its lending practices. The company denied wrongdoing. The agreement required changes including written artificial-intelligence lending policies, stronger fair-lending controls, discontinuation of certain underwriting variables and regular compliance reporting.