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2022
OppFi就加州利率上限提起诉讼
提起诉讼
OppFi起诉加州银行业专员，主张其与FinWise Bank合作提供的高成本贷款不应受该州36%的年利率上限约束。OppFi请求法院声明这些贷款未违反上限；报道指出该机构尚未采取正式行动。
当事方说明的目的. OppFi称提起诉讼是为了继续向近720万有信贷需求的加州居民提供服务。
来源摘录
While the agency has not taken a formal action, OppFi said in a press release it filed the lawsuit so it "can continue to serve close to 7.2 million Californians in need of credit."
The fintech lender OppFi is suing California’s banking commissioner, arguing its high-cost loans should not be subject to the state’s annual interest rate cap of 36% because they’re made in partnership with a bank.