Algérie Poste

Algérie Poste, also known as Algeria Post, is the state-owned company responsible for postal services in Algeria. Headquartered in Bab Ezzouar, Algiers, it operates a nationwide network of post offices and distribution facilities that provide core postal access to households, businesses, and public institutions. Its traditional responsibilities include accepting, processing, transporting, and delivering letters, parcels, and other postal items. The organization also occupies an important position in Algeria's everyday payments and financial-access infrastructure. Through postal accounts, including CCP accounts, and related counter, ATM, card, and electronic services, Algérie Poste enables customers to carry out selected payment, withdrawal, transfer, and account-administration activities. This gives the brand a broader public-service role than a conventional mail carrier: post offices serve as access points for both communications and basic financial transactions. Algérie Poste was created in 2002 after the reorganization of Algeria's former Postal, Telegraph, and Telephone administration. Since then, its development has followed two connected paths. First, it has maintained and modernized the physical postal network on which national coverage depends. Second, it has expanded electronic payment and self-service capabilities in response to changing customer behavior and the growth of internet, mobile, ATM, and card-based transactions. Important digital offerings include the Edahabia payment card, introduced in 2016 for holders of CCP accounts, and the Baridimob mobile application, which supports selected account and withdrawal functions. The organization has also introduced ATM-based account-to-account transfers, electronic mobile-credit top-ups, instant person-to-person transfers through Hawalatic, and cardless cash withdrawal. Its payment infrastructure has increasingly been connected with wider Algerian banking and merchant networks, including interbank ATMs and electronic payment terminals. Algérie Poste is primarily a domestic brand. Its positioning rests on public ownership, broad geographic reach, accessibility through physical branches, and the combination of postal logistics with payment and account services. The institution has also used temporary or mobile facilities to extend access during periods of high demand or in locations requiring additional service capacity. As Algeria's national postal operator, it remains closely associated with the country's public communications infrastructure and the modernization of retail financial services.

Algérie Poste was established in 2002 as part of the reorganization of Algeria's former Postal, Telegraph, and Telephone administration. The new organization inherited responsibility for the country's postal network and continued to provide the basic services associated with a national operator: mail acceptance, sorting, transport, delivery, and parcel handling. Its headquarters are in Bab Ezzouar, Algiers. The post-reorganization institution also retained and developed the financial role historically associated with Algerian post offices. CCP account services, cash operations, payments, and transfers made the postal network an important channel for everyday financial access, particularly for customers using local post offices rather than commercial bank branches. This combination of logistics and financial services became a defining feature of the Algérie Poste model. A major modernization phase began with electronic payment. In 2007, Algérie Poste introduced electronic payment using smart cards supplied by HB Technologies. The organization subsequently expanded card, ATM, internet, and mobile functions. On December 7, 2016, it launched the Edahabia card for CCP account holders. Edahabia enabled internet transactions, cash withdrawals at ATMs, and purchases at merchants equipped with electronic point-of-sale terminals. Service development continued in 2018. During Ramadan, Algérie Poste operated a temporary mobile post office at the Promenade des Sablettes in Algiers, using a specially equipped SNVI bus. In September, it introduced V-CAC, an ATM-based account-to-account transfer service that could move funds between CCP accounts in real time, with a stated daily ceiling of 50,000 Algerian dinars. In October, the organization partnered with mobile operator Djezzy to provide Flexy electronic credit top-ups through ATMs and the internet. In 2019, Algérie Poste added further electronic money functions. Hawalatic provided instant transfers between private individuals, while the Cardless service allowed ATM withdrawals without the physical Edahabia card when customers used the Baridimob application. These services reflected a shift from a branch-centered model toward a mixed network of post offices, ATMs, payment cards, web services, and mobile applications. From the beginning of 2020, Edahabia cards could be used at ATMs operated by public and private banks participating in Algeria's interbank system. This widened the practical reach of the card beyond Algérie Poste's own machines. In March 2021, a government direction ordered the closure of commercial accounts held with Algérie Poste and prohibited opening such accounts, except for traders in southern areas without bank branches. Overall, Algérie Poste has developed from the restructured national postal administration into a broader postal-financial services institution. Its public ownership, physical coverage, payment infrastructure, and digital channels continue to support its central role in Algeria's communications and retail financial-access systems.

• 2021

  Commercial-account restrictions ordered

  [1]Algérie Posteen.wikipedia.org

  A presidential direction ordered the closure of commercial accounts at Algérie Poste, with a stated exception for traders in southern regions lacking bank branches.

• 2020

  Edahabia access expanded to interbank ATMs

  [1]Algérie Posteen.wikipedia.org

  Edahabia cards became usable at participating public and private bank ATMs connected to Algeria's interbank system.

• 2019

  Hawalatic and Cardless services introduced

  [1]Algérie Posteen.wikipedia.org

  The organization added instant person-to-person transfers through Hawalatic and card-free ATM withdrawals through Baridimob.

• 2018

  Mobile post office deployed in Algiers

  [1]Algérie Posteen.wikipedia.org

  A temporary Ramadan mobile post office operated at the Promenade des Sablettes in an adapted SNVI bus.

• 2018

  V-CAC ATM transfer service launched

  [1]Algérie Posteen.wikipedia.org

  Account-to-account transfers between CCP accounts became available in real time through ATMs, with a daily ceiling of 50,000 Algerian dinars.

• 2018

  Flexy partnership with Djezzy

  [1]Algérie Posteen.wikipedia.org

  Algérie Poste and Djezzy launched electronic mobile-credit top-ups through ATMs and the internet.

• 2016

  Edahabia card launched

  [1]Algérie Posteen.wikipedia.org

  Edahabia was introduced for CCP account holders, supporting online purchases, ATM withdrawals, and merchant payments.

• 2007

  Electronic payment introduced

  [1]Algérie Posteen.wikipedia.org

  The organization launched electronic payment using smart cards from HB Technologies.

• 2002

  Algérie Poste begins operating after PTT reorganization

  [1]Algérie Posteen.wikipedia.org

  Algérie Poste was created following the reorganization of Algeria's Postal, Telegraph, and Telephone administration and assumed responsibility for national postal services.

Algeria's state-owned national postal and postal-financial services operator

• Mail and parcels · 2002

  Postal services

  Algérie Poste's foundational offering covers the acceptance, processing, transport, and delivery of letters, parcels, and related postal items. These services are delivered through the organization's nationwide post-office and distribution network and support households, businesses, and public bodies throughout Algeria.

• Postal financial services · 2002

  CCP account services

  Postal account services provide account administration and access to selected payment, transfer, and cash functions through Algérie Poste branches, ATMs, cards, and electronic channels. CCP accounts also form the customer base for the Edahabia card and several digital services.

• Payment card · 2016

  Edahabia

  Edahabia is a payment card issued to CCP account holders. It supports internet transactions, cash withdrawals at ATMs, and purchases at participating merchants equipped with electronic point-of-sale terminals. From 2020, its ATM usability extended to participating institutions in Algeria's interbank system.

• Mobile financial service · 2019

  Baridimob

  Baridimob is Algérie Poste's mobile channel for selected postal-financial functions. It supports services such as cardless ATM withdrawal, allowing an eligible user to obtain cash without presenting the physical payment card at the machine.

• Money transfer · 2019

  Hawalatic

  Hawalatic is an electronic money-transfer service designed for instant transfers between private individuals. It forms part of Algérie Poste's move toward faster digital alternatives to fully counter-based transactions.

• Account transfer service · 2018

  V-CAC

  V-CAC enables real-time transfers between CCP accounts through Algérie Poste ATMs. The service was introduced with a stated daily transfer ceiling of 50,000 Algerian dinars.

• Mobile-credit payment service · 2018

  Flexy

  Flexy is an electronic mobile-credit top-up service launched with Djezzy. Customers can use Algérie Poste ATMs and internet channels to add mobile credit.

• 2018Ramadan mobile post office

  Algeria

  Algérie Poste deployed a temporary mobile post office at the Promenade des Sablettes in Algiers during Ramadan. The facility was installed in a specially fitted SNVI bus to provide postal access outside a conventional branch.

  Outcome. The initiative provided additional seasonal access in a public location; the available reference does not report a wider permanent rollout.

  Source

• 2021

  Restriction of commercial accountsOther

  Background

  The government reassessed the use of Algérie Poste for commercial accounts and the availability of banking infrastructure in southern regions.

  Action taken

  President Abdelmadjid Tebboune ordered commercial accounts at Algérie Poste to be closed and prohibited new commercial-account openings, except for traders in southern areas without bank branches.

  Aftermath

  The measure narrowed the permitted commercial-account role of Algérie Poste while preserving an exception for underserved southern locations.

  Source

• 2019

  Introduction of Hawalatic and Cardless servicesProduct launch

  Background

  The organization was extending its digital ecosystem toward instant transfers and mobile-enabled ATM access.

  Action taken

  Algérie Poste launched Hawalatic for instant person-to-person transfers and Cardless withdrawals through Baridimob.

  Aftermath

  Selected customers could transfer money electronically or withdraw cash without carrying the physical card.

  Source

• 2018

  Expansion of ATM and online payment functionsProduct launch

  Background

  Algérie Poste was broadening digital and self-service functionality around CCP accounts and its postal network.

  Action taken

  It introduced V-CAC real-time CCP transfers through ATMs and, with Djezzy, launched Flexy mobile-credit top-ups through ATMs and the internet.

  Aftermath

  Customers gained additional account-transfer and mobile-payment functions outside conventional counter transactions.

  Source

• 2016

  Launch of the Edahabia payment cardProduct launch

  Background

  Algérie Poste was expanding electronic payments for CCP account holders and needed a card-based channel for internet, ATM, and merchant transactions.

  Action taken

  The organization introduced Edahabia for CCP account holders.

  Aftermath

  Edahabia became a central payment product and was later accepted at participating interbank ATMs.

  Source

1. 1Algérie Posteen.wikipedia.org
2. 2Algérie Poste official websiteposte.dz