Ameris Bank

Ameris Bank is the banking subsidiary of Ameris Bancorp and primarily serves markets in the southeastern United States. Its services address both consumers and businesses, including deposit accounts, lending, commercial banking, mortgage lending, and wealth management. The brand operates through branches, digital banking, and other customer-service channels. Ameris Bancorp trades on Nasdaq under the ticker ABCB, so Ameris Bank is not itself a separately listed company; public-market exposure is provided through its parent. The available material does not establish a precise founding year, founder, or detailed historical development of each business line.

Ameris Bank is the banking brand within the Ameris Bancorp group, with a focus on the southeastern United States. Available information confirms that it provides retail banking, commercial banking, mortgage lending, and wealth management services, while its connection to public markets is through parent company Ameris Bancorp. Because verified information on its founding date, early development, major acquisitions, and management changes is not available here, a more detailed chronology is not provided.

A relationship-oriented regional bank serving consumers and businesses across the Southeast and selected Mid-Atlantic markets through branches, specialized commercial teams, mortgage offices, and digital banking.

• banking services

  Retail banking

  Banking services for individual customers, generally covering deposit accounts, everyday money management, and personal credit. This is one of Ameris Bank's core consumer-facing business lines.

• banking services

  Commercial banking

  Banking services for businesses and institutions, including commercial deposits, lending, and other business-finance needs. The business line reflects the brand's focus on serving companies in the southeastern United States.

• lending

  Mortgage lending

  Financing services centered on residential mortgage lending as part of Ameris Bank's broader banking offering. Specific products, geographic eligibility, and launch dates are not established by the available material.

• wealth management

  Wealth management

  Wealth-management-related services for customers with investment and financial-planning needs, complementing the brand's deposit and lending businesses. The precise scope and product names are not further confirmed here.

• 2022.03.23

  Reported2022.03.23

  Ameris Bank announces overdraft fee reductions[3]Ameris Bank 宣布下调部分透支费用prnewswire.com

  Ameris Bank announced that it would reduce or eliminate some overdraft fees for consumer accounts, effective May 31, 2022. It also announced a reduction in the maximum number of overdraft fees a consumer can be charged in one day, from five to three.

• 2022.01.27

  Reported2022.01.27

  Ameris Bancorp reports record 2021 financial results[4]Ameris Bancorp公布创纪录的2021年财务业绩prnewswire.com

  Ameris Bancorp reported record 2021 net income of $376.9 million, or $5.40 per diluted share.

• 2021.12.13

  Reported2021.12.13

  Ameris Bank acquires Balboa Capital[5]Ameris Bank 收购 Balboa Capitalprnewswire.com

  Ameris Bancorp announced that its banking subsidiary, Ameris Bank, had acquired Balboa Capital Corporation, a nationwide provider of business lending solutions.

• 2019.12.04

  Reported2019.12.04

  Ameris Bancorp prices $120 million subordinated notes offering[6]Ameris Bancorp为1.2亿美元次级票据发行定价prnewswire.com

  Ameris Bancorp announced that it had priced a $120 million offering of subordinated notes due 2029. The company said it expected the transaction to close around December 6, 2019.

Read more

1. 1Ameris Bank official websiteamerisbank.com
2. 2Ameris Bancorp investor relationsir.amerisbank.com
3. 3Ameris Bank 宣布下调部分透支费用prnewswire.com
4. 4Ameris Bancorp公布创纪录的2021年财务业绩prnewswire.com
5. 5Ameris Bank 收购 Balboa Capitalprnewswire.com
6. 6Ameris Bancorp为1.2亿美元次级票据发行定价prnewswire.com
7. 7Ameris Bancorp Announces Pricing Of $110,000,000 Subordinated Notes Offeringprnewswire.com