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Apt Pay Inc

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AptPay is a payment service provider in North America offering Account-to-Account (A2A) payment processing solutions.

Last updated September 10, 2026

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Nov 4, 2026
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Nov 4, 2026

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Overview

AptPay provides Account-to-Account (A2A) payment processing solutions for businesses and customers across North America. Its offerings include Pay-by-Bank, Pay-to-Bank, bank account and match verification, and real-time identity verification. The company states its mission is to revolutionize account-to-account payments by delivering seamless, secure, and efficient solutions.

Products and positioning

Leverages Account-to-Account payments to accelerate business; provides secure and efficient payment solutions tailored to businesses and customers across North America.

  • Account-to-Account (A2A) payments

    Leverage Account-to-Account Payments to accelerate your business.

  • Pay-by-Bank

    Accept payments directly and instantly from bank accounts through our A2A service.

  • Pay-to-Bank

    Instant pay-outs directly to bank accounts.

  • Bank Account and Match Verification

    Leverage Open Banking to enable reliable and seamless account verification, ensuring accurate customer authentication and enhancing trust in transactions.

  • Real-Time and frictionless Identity Verification

    Experience real-time, KYC verification for seamless, secure, and reliable customer authentication and on-boarding every time.

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