ARC Ratings

ARC Ratings is an independent, global credit rating agency that describes itself as having built a reputation for credible, insightful ratings across public and private markets over 38 years. It is registered with both the European Securities and Markets Authority (ESMA) and the UK Financial Conduct Authority (FCA), and operates as an External Credit Assessment Institution (ECAI), meaning its ratings can be used under Basel III and Solvency II frameworks where applicable, supporting regulatory capital relief for financial institutions and insurers. The agency reports more than €180 billion rated, a global track record spanning over 20 countries, and 18 global methodologies. Its analytical coverage spans structured finance, corporates and financial institutions, with methodologies designed to evolve toward new asset classes such as shipping, data centres and equity release mortgages. ARC positions itself around independence, transparency, objectivity and integrity, with governance structures intended to safeguard analytical responsibilities from commercial influence. ARC Ratings operates through a group structure that includes ARC Ratings, S.A. and ARC Ratings (UK) Limited, alongside an Asia Pacific presence through ARC Ratings (Asia Pacific) Limited and ARC Risk Group. Its leadership team is drawn from major credit rating agencies and global financial institutions, with lead analysts and management averaging over 10 years of experience. The group also offers ARC Analytics, a complimentary suite of analytical tools, data and insights for market participants. Recent rating actions listed on its website include mandates for Bain Capital Credit Global ICA, BSCH Global LLC, Motor Securities 2025-1 DAC, Motor Securities 2024-1 DAC, Motor Securities 2023-1 DAC, GRUPO VISABEIRA, Rosy Blue Carat SCS, Vela 2023 SPV S.r.l., Luzzatti POP NPLs 2025 S.R.L., Savoia SPV S.r.l., Promontoria Yellowstone DAC, Promontoria Backgammon DAC, Lifetime Mortgage Funding 1 PLC, Sicav-Raif Sub-Fund Cabin V and Sunshine Mortgage Funding 1 PLC, reflecting a diversified book across structured finance and corporate issuers.

ARC Ratings presents itself as an independent, global credit rating agency with 38 years of experience delivering credit ratings across public and private markets. Over that period it has built a reputation for credible, insightful ratings, and it now operates as a registered rating agency in both the European Union and the United Kingdom. The agency is registered with the European Securities and Markets Authority (ESMA) and the UK Financial Conduct Authority (FCA), and it holds External Credit Assessment Institution (ECAI) status. That status allows its ratings to be used under Basel III and Solvency II frameworks where applicable, supporting regulatory capital relief for financial institutions and insurers. This regulatory recognition is central to the agency's role in the market, since many institutional users of ratings rely on ECAI-designated assessments for capital and solvency calculations. ARC Ratings has expanded into a group structure with entities including ARC Ratings, S.A. and ARC Ratings (UK) Limited, and an Asia Pacific presence through ARC Ratings (Asia Pacific) Limited and ARC Risk Group. Its leadership team combines executives with backgrounds at major credit rating agencies and global financial institutions, and the agency states that its lead analysts and management bring over 10 years of experience on average. The group's governance includes independent non-executive board members, reflecting its emphasis on independence and conflict-of-interest management. Analytically, ARC Ratings covers structured finance, corporates and financial institutions, and it reports 18 global methodologies. It has developed methodologies for evolving asset classes such as shipping, data centres and equity release mortgages. The agency reports more than €180 billion rated and a global track record spanning over 20 countries, with clients across public and private markets. It also offers bespoke private ratings and services, and provides ARC Analytics, a complimentary suite of analytical tools, data and insights for market participants. Recent rating actions published on its website illustrate a diversified portfolio. These include mandates for Bain Capital Credit Global ICA, BSCH Global LLC, Motor Securities 2025-1 DAC, Motor Securities 2024-1 DAC, Motor Securities 2023-1 DAC, GRUPO VISABEIRA, Rosy Blue Carat SCS, Vela 2023 SPV S.r.l., Luzzatti POP NPLs 2025 S.R.L., Savoia SPV S.r.l., Promontoria Yellowstone DAC, Promontoria Backgammon DAC, Lifetime Mortgage Funding 1 PLC, Sicav-Raif Sub-Fund Cabin V and Sunshine Mortgage Funding 1 PLC. The mix of structured finance vehicles, corporate issuers and funds reflects ARC's positioning as a specialist agency serving both public and private market participants. ARC Ratings articulates its vision as being recognised globally as a premier credit rating agency delivering innovative, transparent and reliable credit opinions that empower stakeholders. Its core values are integrity, transparency, objectivity and independence, and it states that strong governance structures safeguard its analytical responsibilities from commercial influences.

• ARC Ratings reports 38 years of experience delivering credit ratings across public and private markets

• Registered with the European Securities and Markets Authority (ESMA)

• Registered with the UK Financial Conduct Authority (FCA)

• Recognised as an External Credit Assessment Institution (ECAI)

• Reports more than €180 billion rated globally

• Global track record spanning over 20 countries

• Develops 18 global methodologies across sectors

• Extends methodologies to new asset classes including shipping, data centres and equity release mortgages

• Launches ARC Analytics, a complimentary suite of analytical tools, data and insights

• Establishes Asia Pacific presence through ARC Ratings (Asia Pacific) Limited and ARC Risk Group

Independent, global credit rating agency emphasising integrity, transparency, objectivity and independence, with ESMA and FCA registration and ECAI status.

• Structured finance ratings

• Corporate credit ratings

• Financial institution ratings

• Private ratings and bespoke services

• ARC Analytics

1. 1Home Page - ARC Ratingsarcratings.com
2. 2About - ARC Ratingsarcratings.com
3. 3Leadership team - ARC Ratingsarcratings.com
4. 4Vision, mission and values - ARC Ratingsarcratings.com