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BillEase is a buy now, pay later app in the Philippines and the flagship product of First Digital Finance Corporation.

Last updated September 11, 2026

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Nov 4, 2026
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Nov 4, 2026

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Overview

BillEase is described on its official website as the #1 Buy Now, Pay Later App in the Philippines, allowing users to pay in installments for shopping, bills, and more without a credit card. It states it is a BSP Regulated Operator of Payment System and an SEC Licensed Financing Company. According to its About page, BillEase is the flagship product of First Digital Finance Corporation, a financial technology company building retail credit products for Southeast Asia, regulated by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas. The About page states it launched in 2017 and has 3,000+ employees.

History

BillEase is the flagship product of First Digital Finance Corporation, a financial technology company building retail credit products for Southeast Asia, regulated by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas. The company's About page states it launched in 2017 and that more than 3,000 people work there. It also states the company onboards over 100,000 new customers every month, and that 2025 was its third consecutive profitable year.

Products and positioning

Better than a credit card. Easier than a bank.

  • Online Shopping Installments

    Installments at 10,000+ partners.

  • In-Store QR Ph

    Pay at 600,000+ merchants nationwide using QR Ph, the national QR standard.

  • Cash Loan

    Straight to your bank or e-wallet.

  • Bill Payments

    Settle bills without a card.

  • Load

    Prepaid load.

Recent events

  • Unconfirmed

    Philippine Airlines and BillEase announce Fly Now, Pay Later program[3]

    Philippine Airlines and BillEase announced the rollout of their joint Fly Now, Pay Later program, allowing customers to book airline tickets and pay over time.

  • Unconfirmed

    Paynamics and BillEase announce partnership on card-free installment payments[4]

    Paynamics and BillEase announced a strategic partnership to offer card-free installment payment solutions to online retailers in the Philippines.

  • Unconfirmed

    BillEase and 2C2P announce a strategic partnership[5]

    BillEase is partnering with 2C2P to make BillEase’s card-free installment payment option available through 2C2P’s merchant network in the Philippines.

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