Caixa Altea

Caixa Rural Altea (also known as Caixa Rural Altea, Cooperativa de Crèdit Valenciana) is a Spanish cooperative credit institution based in Altea, in the province of Alicante, Valencian Community. Its origins date back to 1965, when it was established as a rural savings and credit cooperative to serve the financial needs of local individuals, self-employed workers and businesses. It operates as a local entity within the Grupo Cooperativo Cajamar, described as Spain's leading cooperative financial group, which provides it with shared infrastructure, liquidity and regulatory support while the brand retains its local identity and territorial focus. The entity offers a range of retail and commercial banking products and services. Its current product line includes the Compte Remunerat 360º, a remunerated current account designed for everyday financial transactions, the Compte Wefferent, an online account without fees, consumer and business loans, and a real estate offering for customers seeking a new home. The bank also provides 24/7 customer assistance, 365 days a year, through its contact channels. As a credit institution, Caixa Rural Altea is adhered to the Spanish Deposit Guarantee Fund for Credit Institutions (Fons de Garantia Espanyol de Depòsits d'Entitats de Crèdit), which currently guarantees up to 100,000 euros per depositor. Governance is provided by a board and management team. The president is Sr. Ignacio Ortiz Azcárate, the vice-president is Sr. Juan Domingo Berenguer Pérez, and the general director is Sra. María Jesús Lloret Jorro. The registered office is at Placeta del Convent, nº 2, 03590 Altea (Alicante), and the entity can be contacted by telephone at 965 84 15 00 or by email at caixaltea@grupocooperativocajamar.es. Its official website is hosted within the Grupo Cooperativo Cajamar domain. Caixa Rural Altea positions itself as a close, local financial institution — "Solucions molt teues" (very much your solutions) — combining the cooperative model with the resources of a larger group. Its territorial scope is primarily the Valencian Community, particularly the Altea area, where it maintains a network of offices and ATMs and develops social initiatives. The brand is active and continues to operate under the Caixa Rural Altea name within the Cajamar group.

Caixa Rural Altea traces its origins to 1965, when it was founded as a cooperative credit institution in Altea, a coastal town in the province of Alicante, within the Valencian Community of Spain. Like other rural savings banks (caixes rurals) of the period, it was created to provide financial services to local communities that were underserved by larger national banks, focusing on farmers, small businesses and families in its immediate territory. Over the following decades, the entity operated as an independent local cooperative, building a network of offices and ATMs in the Altea area and developing a range of retail banking products. It maintained the cooperative governance model typical of Spanish cajas rurales, with a general assembly of members and a governing board. At some point, Caixa Rural Altea integrated into the Grupo Cooperativo Cajamar, described on its official website as Spain's leading cooperative financial group. This integration allowed the local entity to benefit from the group's shared technology platforms, liquidity management, regulatory compliance and product development, while preserving its own brand, local management and territorial focus. The group structure is a common model among Spanish rural savings banks, which have consolidated into larger cooperative groups (such as Cajamar) to achieve economies of scale and meet regulatory requirements. Today, Caixa Rural Altea operates as a brand within the Cajamar group, serving individuals, self-employed workers and businesses in the Valencian Community. Its official website is hosted under the grupocooperativocajamar.es domain, and it continues to offer products such as the Compte Remunerat 360º, the Compte Wefferent online account, loans and real estate services. The entity is adhered to the Spanish Deposit Guarantee Fund, guaranteeing deposits up to 100,000 euros per depositor. Its registered office remains at Placeta del Convent, nº 2, 03590 Altea (Alicante).

• 1965

  Caixa Rural Altea is founded as a cooperative credit institution in Altea, Alicante.

• Integrates into Grupo Cooperativo Cajamar, Spain's leading cooperative financial group.

Local cooperative bank offering close, personalized financial solutions backed by the strength of Grupo Cooperativo Cajamar.

• Compte Remunerat 360º

  A remunerated current account for everyday financial transactions.

• Compte Wefferent

  An online account without fees.

• Préstecs

  Financing options for personal and business projects.

• Oferta immobiliària

  Real estate offering for customers seeking a new home.

1. 1Caixa Rural Altea - Serveis Financers per a Particulars, Autònoms i Empresesgrupocooperativocajamar.es
2. 2Sobre Caixa Rural Altea - Caixa Rural Alteagrupocooperativocajamar.es
3. 3Caixa Altea - Wikidatawikidata.org