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Citizens & Farmers Bank

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Citizens and Farmers Bank (C&F Bank) is a Virginia-based bank owned by C&F Financial Corporation, offering banking, wealth management, mortgage, and finance services.

Last updated September 16, 2026

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Nov 4, 2026
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Overview

Citizens and Farmers Bank, commonly branded C&F Bank, describes itself as a bank focused on the people and communities it serves. It offers personal and business banking, loans, credit and debit cards, and online and digital banking. Its parent, C&F Financial Corporation, established in 1994, owns the bank, which has served communities since 1927, and also has subsidiaries including C&F Mortgage Corporation and C&F Finance Company. C&F presents itself as more than a bank, providing wealth management, mortgages, and financing alongside banking services.

History

Citizens and Farmers Bank has served communities since 1927. Its parent, C&F Financial Corporation, was established in 1994 and owns the bank. The bank states it was founded 90 years ago on the principle of paying attention to people and the community. C&F Financial Corporation also has subsidiaries including C&F Mortgage Corporation and C&F Finance Company.

Products and positioning

A bank focused on the people and communities it serves, offering more than just banking through wealth management, mortgage, and financing services.

  • Checking and savings accounts

  • Personal and commercial loans

  • Credit and debit cards

  • Wealth management

  • Mortgage

  • Finance company services

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