CreditEase

The supplied official homepage identifies itself as the 宜信惠民 platform and displays the CreditEase name in its copyright notice. It presents the site as a financial-services destination, with a caution that lending carries risk and that investment should be undertaken carefully. The homepage also lists customer-service lines for inclusive finance and wealth management, as well as a separate repayment-consultation line. The page states that 宜信惠民 and 宜人贷 businesses have been integrated. It directs users to complete a contract re-signing process and, after completion, to use 宜人贷 to handle personal business. This indicates that the 宜信惠民 website has been connected to a service-transition or integration process; the supplied evidence does not establish the broader corporate structure, the precise scope or timing of the integration, or the current status of every service. The website footer names 宜信惠民投资管理（北京）有限公司 and gives Chinese regulatory registration details. It also displays “Copyright 2009 by Creditease Corp.” The supplied material does not provide a verifiable founding year for CreditEase, founder, headquarters, ownership structure beyond the copyright notice, or a complete product catalogue. Accordingly, this dossier limits its description to the services and business transition explicitly shown on the page.

The supplied homepage provides limited historical information. Its footer displays “Copyright 2009 by Creditease Corp.”, but this copyright notice alone does not establish the company’s founding date. The page identifies 宜信惠民 as the platform and names 宜信惠民投资管理（北京）有限公司 in its footer. The clearest documented service development is an integration notice: the site says 宜信惠民 and 宜人贷 businesses have been integrated. It directs users to re-sign their contracts and, after successful re-signing, to go to 宜人贷 to manage personal business. The page does not date this change or explain its full operational or corporate implications. It also provides customer-service contacts for inclusive finance, wealth management, and repayment consultation. No additional dated milestones or leadership changes can be established from the supplied evidence.

• 宜信惠民 and 宜人贷 business integration notice

The supplied website presents 宜信惠民 as a financial-services platform associated with inclusive finance and wealth management, while also warning users about lending and investment risks.

• 宜信惠民 platform

  The supplied homepage identifies itself as the 宜信惠民 platform and provides financial-service and customer-support information.

• Inclusive finance and wealth-management customer services

  The homepage lists a national customer-service hotline for inclusive finance and wealth management.

• Repayment consultation

  The homepage lists a separate post-loan repayment-consultation hotline.

• 2026

  CreditEase Wealth fixed-income-like products halt redemption; founder Tang Ning placed under criminal coercive measures

  On May 22, 2026, CreditEase stopped redemption of fixed-income-like products on platforms including Ruicheng and Yiren Youxuan, claiming a "benign wind-down," involving tens of billions of yuan. The so-called "net principal" repayment plan deducts returns already received, potentially leaving long-term clients with little, and investors questioned the sudden halt in redemption and lack of communication. In October, CreditEase apologized, saying it might already be insolvent, and still did not disclose a repayment ratio. Founder Tang Ning and executive Zhao Mei and others were placed under criminal coercive measures; Yirendai (renamed Yiren Digital) stated that its business is isolated.

  Source

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• Directing users to 宜人贷 following business integrationOther

• Unconfirmed

  Reported2020.01.10

  Yixin confirms layoffs concentrated in its inclusive finance business[5]宜信确认裁员主要集中在普惠业务finance.sina.com.cn

  Yixin said layoffs were mainly concentrated in its inclusive finance business, while disputing a reported figure of 25%; it later gave a written response saying the report was untrue and the company's operating condition was good.

• Unconfirmed

  Reported2019.12.27

  AInnovation closes nearly US$60 million Series B financing[6]AInnovation完成近6000万美元B轮融资prnewswire.com

  AInnovation announced that it had closed a Series B financing round of nearly 400 million yuan (approximately US$60 million), led by China Renaissance's Huaxing Growth Capital Fund, with participation from several other investors.

Read more

1. 1首页-宜信惠民官网creditease.cn
2. 2CreditEase Wealth fixed-income-like products halt redemption; founder Tang Ning placed under criminal coercive measuresfinance.cctv.com
3. 3CreditEase Wealth fixed-income-like products halt redemption; founder Tang Ning placed under criminal coercive measuresnbd.com.cn
4. 4CreditEase Wealth fixed-income-like products halt redemption; founder Tang Ning placed under criminal coercive measureszaobao.com.sg
5. 5宜信确认裁员主要集中在普惠业务finance.sina.com.cn
6. 6AInnovation完成近6000万美元B轮融资prnewswire.com