De Real People Finance Limited

De Real People Finance Limited is an indigenous Nigerian finance company with a consumer financing bias. It received approval from the Central Bank of Nigeria to carry on business as a finance company in July 2010 and commenced operations in October 2010, with its head office at Suite A1, Oti Carpet Complex, 142 Adetokunbo Ademola Crescent, Wuse II, Abuja. The company describes itself as an ethics-driven organisation and a partner to its customers' progress within and beyond the marketplace. While its initial focus was consumer finance, the company has grown to develop core competences in commercial lending, MSME financing and financial advisory services. Its product range is organised around three main lines: personal loans, SME loans and school loans. Personal loans are split into REMP 1, for regularly employed individuals whose employers deduct repayment at source and remit at due date, and REMP 2, for individuals from credible organisations who repay directly rather than through their employer; both are non-collateralised. SEMP loans are facilities for small and medium enterprises to fund working capital needs and are collateralised. Real ACAD loans are structured for school owners, from nursery through secondary level, in and around the Federal Capital Territory, to meet working capital, development project and lease financing needs. The company reports having disbursed ₦1.6 billion in SME loans, ₦1.2 billion in personal loans and ₦400 million in study loans. Its stated vision is to deliver quality customer service and positively impact the business of its customers and the community as a whole, leveraging technology and sound ethics. Its mission is to be a value-driven financial services provider sensitive to stakeholder expectations, guided by core values of commitment to clients, integrity that earns trust and mutual respect, and excellence through innovation. De Real People Finance Limited operates as a private, Central Bank of Nigeria-licensed finance company. Its website presents sections on management, ideology, corporate governance and products, and it offers customer support by email and telephone. The company positions itself as an indigenous institution serving Nigerian individuals, small and medium enterprises, and schools, particularly around Abuja and the Federal Capital Territory.

De Real People Finance Limited is an indigenous Nigerian finance company. According to its corporate website, it received approval from the Central Bank of Nigeria to carry on business as a finance company in July 2010 and commenced operations in October 2010. Its head office was established at Suite A1, Oti Carpet Complex, 142 Adetokunbo Ademola Crescent, Wuse II, Abuja. The company's initial focus was consumer finance. Over time it grew to develop core competences in commercial lending, MSME financing and financial advisory services. This evolution is reflected in its product architecture: personal loans for salaried and wage-earning individuals, SEMP loans for small and medium enterprises, and Real ACAD loans for schools from nursery through secondary level in and around the Federal Capital Territory. By the time of its published corporate information, the company reported having disbursed ₦1.6 billion in SME loans, ₦1.2 billion in personal loans and ₦400 million in study loans. It describes itself as an ethics-driven organisation and a partner to its customers' progress within and beyond the marketplace, with a vision centred on quality customer service, positive impact on customers' businesses and the community, and the use of technology and sound ethics. Its mission is to be a value-driven financial services provider sensitive to stakeholder expectations, and its core values are commitment to clients, integrity that earns trust and mutual respect, and excellence through innovation. The company operates under a licence from the Central Bank of Nigeria and presents itself as a private, indigenous institution. Its website includes sections on management, ideology, corporate governance and products, and it provides customer support via email and telephone. No public information in the supplied evidence identifies its founders, owners or parent company, nor any stock exchange listing.

• 2010

  Received approval from the Central Bank of Nigeria to carry on business as a finance company in July 2010.

• 2010

  Commenced operations in October 2010 with its head office in Wuse II, Abuja.

• Grew from an initial consumer finance focus to develop core competences in commercial lending, MSME financing and financial advisory services.

• Reported disbursements of ₦1.6 billion in SME loans, ₦1.2 billion in personal loans and ₦400 million in study loans.

An indigenous Nigerian finance company with a consumer financing bias, positioning itself as an ethics-driven partner to customers' progress, serving individuals, MSMEs and schools with technology-enabled, value-driven financial services.

• REMP 1

  Loans for regularly employed individuals where their employers deduct repayment at source and make repayment at due date; non-collateralised.

• REMP 2

  Loans given to individuals from credible organisations; repayments are made directly by the individuals and not the organisation; non-collateralised.

• SEMP

  Facilities for small and medium enterprises to help fund their working capital needs; strictly to fund working capital needs and collateralised.

• Real ACAD

  Loans to schools (nursery through secondary) around the Federal Capital Territory to finance working capital, development projects and lease.

1. 1De Real People Finance Limited – Partners to your progressdrpfl.com
2. 2About – De Real People Finance Limiteddrpfl.com
3. 3Products – De Real People Finance Limiteddrpfl.com
4. 4SEMP – De Real People Finance Limiteddrpfl.com
5. 5DE-REAL PEOPLE FINANCE LIMITED – Wikidatawikidata.org