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DOSH HOLDINGS, INC.

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Dosh is a U.S. fintech company that operates a cash-back rewards and card-linked offers platform for consumers and merchants.

Last updated September 28, 2026

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Overview

DOSH HOLDINGS, INC., commonly known as Dosh, is an American financial technology company best known for its cash-back rewards app and card-linked offers platform. The company was founded in 2016 and is headquartered in Austin, Texas. Dosh's core proposition is simple: consumers link their existing credit or debit cards to the Dosh app, and when they shop at participating merchants they automatically earn cash back, without the need for coupons, promo codes, or loyalty cards. The earned cash back can be transferred to a bank account, applied to a linked card, or donated to charity. For merchants and brands, Dosh provides a performance marketing and card-linked offers network. Advertisers pay for measurable transactions rather than impressions, and Dosh uses transaction data to attribute purchases to specific campaigns. This makes Dosh part of the broader card-linked offers and retail media ecosystem, competing with other rewards and cash-back platforms. Dosh has raised venture capital from investors and has been covered in technology and fintech media as an example of a card-linked rewards startup. The company has also pursued partnerships with financial institutions, card networks, and digital wallets to expand distribution of its offers. Its business model depends on scale: more users generate more transaction data, which in turn makes the platform more attractive to merchants. As a private company, Dosh does not publicly report detailed financial results. Its brand is primarily consumer-facing through the Dosh mobile app, while its B2B identity centers on the card-linked offers network. The company remains active in the U.S. market, with its website at dosh.com serving as the main consumer and merchant entry point.

History

DOSH HOLDINGS, INC. was founded in 2016 and is headquartered in Austin, Texas. The company emerged during a period of rapid growth in U.S. fintech, when startups were using payment card data and mobile apps to build new loyalty and rewards experiences. Dosh's founding idea was to remove friction from cash-back shopping: instead of clipping coupons or scanning receipts, users link a credit or debit card once, and qualifying purchases at participating merchants automatically generate cash back. The company built a two-sided platform. On the consumer side, the Dosh app shows nearby offers and tracks earned cash back. On the merchant side, Dosh sells card-linked offers as a performance marketing channel, charging advertisers based on actual transactions rather than impressions. This transaction-level attribution became the company's key differentiator in the crowded rewards market. Over time, Dosh pursued partnerships to scale distribution. Card-linked offers work best when many cards and merchants are connected, so partnerships with financial institutions, card networks, and digital wallets were central to the strategy. The company also expanded its merchant network across categories such as dining, retail, and travel. Dosh has raised venture funding and has been cited in fintech and technology press as an example of a card-linked rewards startup. As a private company, it does not disclose detailed financial results. It remains active in the U.S. market, with dosh.com serving as its primary web presence.

  • 2016

    DOSH HOLDINGS, INC. is founded and headquartered in Austin, Texas.

Products and positioning

Consumer cash-back rewards and merchant card-linked offers platform.

  • Dosh mobile app

    Consumer app that links credit and debit cards to earn automatic cash back at participating merchants.

  • Dosh card-linked offers network

    Merchant-facing performance marketing platform that attributes purchases to campaigns using card transaction data.

Recent events

  • Unconfirmed

    Reported

    Cardlytics completes acquisition of Dosh[3]

    Cardlytics acquired Dosh in a transaction worth $275 million in cash and stock. The acquisition is closed, and the companies will continue to operate as separate advertising platforms in the near term.

  • Reported

    Ellevest and Dosh partner to offer cash-back rewards[4]

    Ellevest and Dosh announced a partnership through which Ellevest debit card members can earn automatic cash back when shopping at participating merchants.

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