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Embrace Pet Insurance

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Corporate brand

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Embrace Pet Insurance offers cat and dog insurance with access to any licensed vet, no network required.

Last updated September 11, 2026

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Overview

Embrace Pet Insurance provides cat insurance and dog insurance, with coverage that lets policyholders see any licensed vet with no network. The company offers free 24/7 telehealth and states that over 90% of claims are paid in 10 days. Coverage areas include illnesses and conditions, accidents and injuries, and dental disease, along with a flexible wellness plan for routine care. Embrace Pet Insurance policies are underwritten by American Modern Insurance Group.

History

Embrace Pet Insurance was founded in 2003 and is headquartered in Cleveland, OH. Its history is described as beginning from a Wharton business plan competition and growing into one of the top-rated pet insurance companies. Embrace Pet Insurance policies are underwritten by American Modern Insurance Group.

Products and positioning

Product categories. cat insurance · dog insurance · flexible wellness plan

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