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Envelope Finance LLC

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Envelope Finance helps customers pay off credit card debt using a psychology-based Envelope System.

Last updated September 1, 2026

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Overview

Envelope Finance is a company that aims to help customers eliminate credit card debt. It uses a method called the Envelope System, which applies psychology to assist users in paying off debt. The company's mission is to enable customers to achieve financial freedom by making superior financial decisions. The founder and CEO is Michael Cann Jr.

History

Envelope Finance was founded by Michael Cann Jr., who serves as Founder & CEO. The company's approach is inspired by the work of Professor Dan Ariely, whom Cann met at MIT. The company uses insights from psychology to help customers pay off credit card debt.

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