Finitalia

Finitalia is an Italian consumer-credit finance company founded in 1972 under the name Finitalia-Finanziaria Italia Assicurazioni S.p.A., on the initiative of Italia Assicurazioni, which at the time was owned by the Montedison group. It is best known for financing insurance premiums, a niche in which it works in collaboration with UnipolSai, and it also offers personal loans and finalised (purpose-linked) credit through product lines such as Monetary and Cash Capital, as well as the My Cash Card, a card designed to let customers pay insurance premiums in instalments. The company describes itself as specialised in consumer credit (credito al consumo) and states that it belongs to a banking group with more than 150 years of history and values. Its ownership has changed several times over the decades: it joined the Fondiaria-SAI group in 2002 after Italia Assicurazioni was incorporated into Milano Assicurazioni; it incorporated the company My Fin in 2005; it entered the BancaSai banking group in 2006; it joined the Unipol group in 2014 following the integration of Unipol and Fondiaria-SAI; and in July 2019 it became part of the BPER Banca group. Finitalia operates in the Italian market and is associated with Assofin and ABI. It is registered in the Albo degli Intermediari Finanziari (register of financial intermediaries) and in the Registro degli Intermediari Assicurativi (register of insurance intermediaries). Its product range is oriented towards retail customers who want to spread the cost of insurance policies or finance personal projects, with the promise of real-time credit decisions reflected in its tagline "Il credito in tempo reale" (credit in real time).

Finitalia was founded in 1972 as Finitalia-Finanziaria Italia Assicurazioni S.p.A., on the initiative of Italia Assicurazioni, which in those years was owned by the Montedison group. The company was created to operate in consumer credit, and it became particularly known for the financing of insurance premiums. In 2002, following the incorporation of Italia Assicurazioni into Milano Assicurazioni, Finitalia became part of the Fondiaria-SAI group. In 2005 it incorporated the company My Fin. In 2006 it entered the BancaSai banking group. In 2014, following the integration between Unipol and Fondiaria-SAI, it entered the Unipol group. In July 2019 it became part of the BPER Banca group. Throughout its history the company has remained focused on consumer credit, combining insurance-premium instalment products with personal and finalised loans. It works in collaboration with UnipolSai for the financing of insurance premiums. Finitalia is associated with Assofin and ABI, and it is registered in the Albo degli Intermediari Finanziari and in the Registro degli Intermediari Assicurativi.

• 2019

  Became part of the BPER Banca group in July.

• 2014

  Entered the Unipol group following the integration between Unipol and Fondiaria-SAI.

• 2006

  Entered the BancaSai banking group.

• 2005

  Incorporated the company My Fin.

• 2002

  Joined the Fondiaria-SAI group after Italia Assicurazioni was incorporated into Milano Assicurazioni.

• 1972

  Founded as Finitalia-Finanziaria Italia Assicurazioni S.p.A. on the initiative of Italia Assicurazioni, then owned by Montedison.

Specialist in consumer credit and insurance-premium financing, offering real-time credit solutions within a large banking group.

• My Cash Card

  A card for paying insurance premiums in instalments.

• Monetary

  Personal and finalised loan solutions.

• Cash Capital

  Personal loan product.

1. 1Home - Finitalia: Il credito in tempo realefinitalia.it
2. 2Chi siamo - Finitalia: Il credito in tempo realefinitalia.it
3. 3Finitaliawikidata.org
4. 4Finitaliait.wikipedia.org