finvesto
Product brand
Unclaimedfinvesto is a German online investment brand of FNZ Bank offering funds, ETFs, stocks, savings plans, and retirement products.
Last updated September 26, 2026
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Overview
finvesto is a German online investment and savings brand operated by FNZ Bank, headquartered in Munich. It offers retail investors a platform to build and manage wealth through funds, ETFs, stocks, and other securities, alongside savings products such as overnight and fixed-term deposits. The brand positions itself as a straightforward, low-cost way to invest, combining self-directed options with managed ETF portfolios and personal advisory services. The brand traces its roots through FNZ Bank and cominvest Asset Management GmbH back to the Allgemeine Deutsche Investmentgesellschaft mbH (ADIG), founded in 1949, giving it more than 70 years of experience in fund investing. Today finvesto is a brand of FNZ Bank, part of the FNZ Group. FNZ Bank is an established B2B direct bank that, according to finvesto's own disclosures, manages over EUR 155 billion in assets under administration and serves more than 2 million customers. finvesto's product range covers wealth accumulation, savings, retirement provision, employer-supported savings (vermögenswirksame Leistungen), sustainable investing, and saving for children. Customers can open individual or joint securities accounts, set up savings plans, and choose between self-managed portfolios, managed ETF portfolios, or personal advice. The platform also provides current market insights and educational content to support investment decisions. As a brand of FNZ Bank, finvesto benefits from the bank's infrastructure and regulatory standing while focusing on a direct-to-consumer digital experience. Its offering is aimed at private individuals in Germany as well as businesses, self-employed professionals, freelancers, and associations seeking efficient investment solutions.
History
finvesto's history is tied to the evolution of German fund investing. Its roots reach back to the Allgemeine Deutsche Investmentgesellschaft mbH (ADIG), founded in 1949, one of Germany's early investment fund companies. Through corporate changes, this heritage passed through cominvest Asset Management GmbH and later the FNZ Bank. Today finvesto operates as a brand of FNZ Bank, headquartered in Munich, which is part of the international FNZ Group. FNZ Bank has long been established as a reliable partner for securities account custody and is described as one of the leading B2B direct banks, administering over EUR 155 billion in assets under administration and serving more than 2 million customers. Building on this institutional foundation, finvesto was created as a consumer-facing brand to offer private investors direct access to funds, ETFs, stocks, and savings products. It combines self-directed investing tools with managed portfolios and personal advice, and extends its services to businesses, self-employed individuals, freelancers, and associations. The brand emphasizes its decades of experience, security, and reliability in fund investing.
- 1949
Allgemeine Deutsche Investmentgesellschaft mbH (ADIG) founded, an early German investment fund company.
finvesto operates as a brand of FNZ Bank, part of the FNZ Group, headquartered in Munich.
Products and positioning
Low-cost, straightforward online investing with a long heritage in fund management, backed by FNZ Bank.
Self-directed securities account
Customers can build their own portfolio of funds, ETFs, and stocks.
Managed ETF portfolios
Professionally managed portfolios for hands-off investors.
Personal investment advice
One-on-one advisory service from investment experts.
Tagesgeld and Festgeld accounts
Overnight and fixed-term deposit accounts for savings.
Retirement provision
Products designed for long-term retirement savings.
Sustainable investments
Investment options focused on sustainability.
Child savings
Savings solutions for children's future.
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