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First Citizens Bank (Trinidad and Tobago)

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First Citizens Bank is the largest subsidiary of First Citizens Group, a leading financial services group in the Caribbean, serving Trinidad and Tobago and other Caribbean markets.

Last updated September 1, 2026

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Overview

First Citizens Bank is the largest subsidiary of First Citizens Group, which was established in 1993 and has grown into one of the leading financial services groups in the Caribbean. The Group operates in Barbados, Saint Lucia, Saint Vincent and the Grenadines, Costa Rica, and its flagship market, Trinidad and Tobago. First Citizens Group Financial Holdings Limited (FCGFH) is the parent company of the Bank and its affiliates, and is publicly listed on the Trinidad and Tobago Stock Exchange. The Group offers a comprehensive suite of retail, commercial, corporate, merchant, trustee, investment and brokerage services.

History

First Citizens was established in 1993 by visionary pioneers who believed in the successful management of a bank owned and led by locals. The First Citizens Group has grown into one of the leading financial services groups in the Caribbean. First Citizens Group Financial Holdings Limited (FCGFH) is the parent company of the Bank and its affiliates and is licensed under the Financial Institutions Act, Chapter 79:09 of the Revised Laws of the Republic of Trinidad and Tobago as a financial holding company. FCGFH is a publicly listed company on the Trinidad and Tobago Stock Exchange, with its shares listed on October 15, 2021 and trading commencing on October 18, 2021.

Products and positioning

  • Business Chequing Account

    A business chequing account designed for hassle-free management of company finances, with features like electronic cheque clearing, online cash management via efirst, and deposit insurance up to $200,000 by the DIC Corporation of Trinidad and Tobago.

  • Visa Signature Credit Card

    An ultra-premium credit card offering luxury experiences and VIP travel benefits.

  • Purple Card

    A credit card that supports a meaningful cause - violence against women and children, with cash back rewards on every purchase.

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