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First Commercial Bank

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First Commercial Bank is a major Taiwanese commercial bank headquartered in Taipei and a wholly owned subsidiary of First Financial Holding. One of the major commercial banks in Taiwan.

Last updated October 16, 2026

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Overview

First Commercial Bank, commonly called First Bank, is a Taiwanese commercial banking brand headquartered in Taipei. Its institutional history reaches back to Taiwan Savings Bank, established in 1899. The bank’s present identity developed through later reorganizations and name changes, and it is described as Taiwan’s first privately owned bank and its second domestic bank. It is also one of the institutions commonly grouped as Taiwan’s “Three Commercial Banks” and is counted among the island’s major public-sector-linked banking institutions. Today, First Commercial Bank operates as the principal banking subsidiary of First Financial Holding Co., Ltd., which owns it in full. The bank serves customers in Taiwan and has an international presence. Its business is centered on commercial banking, including services for individual and business customers. As with other full-service commercial banks, its core offerings include deposit-taking, lending, payments and remittances, foreign-exchange services, credit cards, wealth management, and related financial services; exact product names and current terms should be confirmed through the bank’s official channels. The bank’s public identity combines a long-established local banking history with its position within a financial holding company. It remains active, with its official website providing a customer-facing digital channel. The supplied official homepage returned a security or access notice rather than detailed service information, so this dossier does not infer specific current campaigns, product rates, executive appointments, or recent corporate announcements.

History

First Commercial Bank traces its institutional origins to Taiwan Savings Bank, established in 1899. The bank’s early history is associated with local gentry in southern Taiwan during the period of Japanese rule. After the end of Japanese rule, the institution underwent several reorganizations and changes in status and name. The available evidence describes the current bank as having developed from Taiwan Savings Bank through these successive reorganizations, rather than as an entirely separate institution founded under its present name. In the postwar era, the institution became part of Taiwan’s domestic banking system. Its historical standing is reflected in descriptions of it as Taiwan’s first privately owned bank and second domestic bank. The bank is also grouped with the “Three Commercial Banks,” a familiar label for a set of major Taiwanese banks. These designations speak to its long-running place in the development of Taiwan’s commercial banking sector, although they do not by themselves specify the details of each corporate reorganization. The bank’s contemporary corporate structure took shape as Taiwan’s financial sector reorganized around financial holding companies. First Commercial Bank is now a principal subsidiary of First Financial Holding Co., Ltd., and the holding company owns 100% of the bank. This places First Commercial Bank within a broader financial group while retaining its own name and customer-facing banking identity. Today, the bank is headquartered in Taipei and operates as an active commercial bank. Its activities include banking services for personal and business customers, with a presence in Taiwan and international markets. The official website is the primary customer-facing online channel identified for the brand. Because the supplied official homepage displayed an access notice rather than service details, this history does not assert particular current product specifications, executives, or recent initiatives.

  • 1899

    Taiwan Savings Bank established

  • Development through reorganizations

  • Wholly owned by First Financial Holding

Products and positioning

A long-established Taiwanese full-service commercial bank and the principal banking subsidiary of First Financial Holding.

  • Commercial banking

    The bank’s core business is commercial banking for personal and business customers.

  • Deposits, lending, payments and foreign exchange

    These are typical service categories for its commercial banking business; current product details should be checked with the bank.

  • Credit cards

  • Wealth management

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