Georgia's Own Credit Union

Georgia's Own Credit Union is a member-owned cooperative credit union based in Atlanta, Georgia. It began in 1934 as Atlanta Telco Credit Union, founded by eight telephone employees with an initial investment of $160, and today describes itself as the third largest credit union in Georgia with $4.3 billion in assets, serving members across the state. It offers checking and savings accounts, credit cards, mortgage and home equity loans, insurance programs through TruStage, mobile banking, and financial wellness resources, and is backed by the NCUA.

Georgia's Own Credit Union traces its origins to 1934, when eight telephone employees founded Atlanta Telco Credit Union, which opened on December 6th with an initial investment of $160. By 1940 it had grown to serve 2,200 members, and in 1944 it was renamed Georgia Telco Credit Union and expanded services to telephone employees throughout Georgia. It reached $1 million in assets in 1949 and opened its first branch at 125 Perimeter Center in Sandy Springs in 1976. In 1977, President and CEO Eloise Woods was appointed Chairperson of the National Credit Union Administration by President Jimmy Carter. During the 1980s it reached $100 million in assets, evolved from a basic savings-and-loan institution into a full-service financial institution, and added 10 new branch locations; in 1984 it began offering checking accounts, CDs, IRAs, home equity loans, and credit cards. It added two Savannah locations in 1987 after merging with Savannah-Chatham Federal Credit Union, began offering mortgage loans in 1992, and named Charlotte Ayers President and CEO in 1999 following Eloise Woods's retirement after 52 years of service. The credit union states that it is now the third largest credit union in Georgia with $4.3 billion in assets, serving members all over the state, and its headquarters digital sign is located at 100 Peachtree in Atlanta's Arts & Entertainment District.

A member-owned cooperative credit union positioning itself as offering better rates and lower (or no) fees than regular banks, with a stated purpose of 'Banking on Purpose'.

• Perks+ Checking

• Mobile banking app

• Credit cards

• TruStage insurance programs

• 2022.02.02

  Reported2022.02.02

  Georgia’s Own Credit Union announces merger proposal for United 1st Credit Union[5]Georgia’s Own Credit Union宣布拟与United 1st Credit Union合并cuinsight.com

  Georgia’s Own Credit Union announced that it would submit a proposal to merge with United 1st Credit Union. The article says the transaction would increase Georgia’s Own’s total assets to over $3.6 billion if approved.

Read more

1. 1Banking on Purpose | Georgia's Own Credit Uniongeorgiasown.org
2. 2Our History | Georgia's Own Credit Uniongeorgiasown.org
3. 3Insurance | Georgia's Owngeorgiasown.org
4. 4About Us | Georgia's Own Credit Uniongeorgiasown.org
5. 5Georgia’s Own Credit Union宣布拟与United 1st Credit Union合并cuinsight.com