Ghana Exim Bank

Ghana Exim Bank (commonly styled GEXIM, formally the Ghana Export-Import Bank) is a state-owned development finance institution created by the Government of Ghana to support and grow the country's export economy. It functions as a policy bank rather than a purely commercial lender: its mandate is to provide trade finance, export credit, guarantees and related financial services that help Ghanaian producers, processors and exporters reach international markets and to support the diversification of Ghana's export base beyond traditional commodities such as cocoa, gold and oil. The bank is headquartered in Accra and is wholly owned by the Government of Ghana, which appoints its board and management. As an export-import bank, its typical offerings include pre- and post-shipment export finance, working capital and trade-related credit facilities, guarantees and credit insurance-type support, and advisory or capacity-building services aimed at small and medium-sized exporters and value-addition industries. It is intended to complement, rather than replace, commercial banks by taking on trade-finance risks and tenors that the private market is less willing to bear. GEXIM's positioning is that of a national development partner for export-led growth, aligned with Ghana's industrial transformation and 'Made in Ghana' agenda. It works with exporters across sectors such as agro-processing, manufacturing, handicrafts and services, and coordinates with other state institutions and international development partners. Because it is a policy institution, its activities are closely tied to government economic strategy and to Ghana's broader trade and industrial policy. As a relatively young institution, GEXIM continues to build out its product range and its role within Ghana's financial architecture. Public information about its balance sheet, leadership and specific facilities changes over time, and the bank's own disclosures are the best source for current details.

The Ghana Export-Import Bank was established by the Government of Ghana as a dedicated export-import and trade-finance institution, with its enabling framework put in place in the mid-2010s and the bank becoming operational around 2016. It was created to fill a gap in Ghana's financial system: commercial banks were often unwilling or unable to provide the longer-tenor, higher-risk trade finance that exporters of non-traditional goods needed, and Ghana's export base remained heavily concentrated in a few commodities. From its inception, GEXIM was conceived as a policy instrument tied to national economic strategy. Its mandate centred on financing and promoting exports, supporting value addition and processing rather than raw commodity shipment, and helping small and medium-sized enterprises access international markets. The bank was set up under state ownership with a board and management appointed by government, and it was expected to coordinate with the Ministry of Trade and Industry, the Ministry of Finance and other state and development partners. In its early years the bank focused on building its institutional capacity, establishing trade-finance products and engaging exporter groups across sectors such as agro-processing, manufacturing, crafts and services. It positioned itself as a complement to commercial banks, taking on trade-related risks and tenors that the private market avoided, and as a catalyst for the government's industrial transformation and 'Made in Ghana' agenda. As a young institution, GEXIM's history is still being written; its scale, product range and specific programmes have evolved with government policy and with the bank's own strategic plans. Detailed, dated corporate history is best sourced from the bank's own publications and from Government of Ghana announcements.

• 2016

  Ghana Export-Import Bank established by the Government of Ghana and becomes operational.

A state-owned policy bank acting as a national development partner for export-led growth and export diversification in Ghana.

• Export trade finance facilities

• Pre- and post-shipment export credit

• Guarantees and trade risk support

• 2026

  Chairman Wontumi and Wontumi Farms sue Ghana Exim Bank, EOCO and Attorney General to have loan dispute declared a civil debt matter

  Former NPP Ashanti Regional Chairman Bernard Antwi Boasiako (Chairman Wontumi) and his Wontumi Farms sued Ghana Exim Bank, the Economic and Organised Crime Office (EOCO) and the Attorney General, asking the High Court to declare a loan dispute involving more than GH¢18 million granted to finance a farming project a civil debt matter and to stop its criminalisation. The plaintiffs accuse EOCO of acting beyond its mandate by acting as a debt collector and deny obtaining the facility through deceit or engaging in criminal conduct. The dispute follows criminal proceedings over alleged offences including defrauding by false pretences, money laundering and causing financial loss to the state.

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• Unconfirmed

  Chairman Wontumi and Wontumi Farms sue Ghana Exim Bank, EOCO and Attorney General to have loan dispute declared a civil debt matter[1]Chairman Wontumi and Wontumi Farms sue Ghana Exim Bank, EOCO and Attorney General to have loan dispute declared a civil debt matterghanamma.com

  Former NPP Ashanti Regional Chairman Bernard Antwi Boasiako (Chairman Wontumi) and his Wontumi Farms have sued Ghana Exim Bank, the Economic and Organised Crime Office (EOCO) and the Attorney General, asking the High Court to declare a loan dispute involving more than GH¢18 million granted to finance a farming project a civil debt matter and to stop its criminalisation. The plaintiffs accuse EOCO of acting beyond its mandate by acting as a debt collector and deny obtaining the facility through deceit or engaging in criminal conduct; the dispute follows criminal proceedings over alleged offences including defrauding by false pretences, money laundering and causing financial loss to the state.

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1. 1Chairman Wontumi and Wontumi Farms sue Ghana Exim Bank, EOCO and Attorney General to have loan dispute declared a civil debt matterghanamma.com