Golden Credit

Golden Credit, formally Golden Credit International Credit Rating Co., Ltd. (东方金诚国际信用评估有限公司), is a Chinese credit-rating company. Its official profile states that China Orient provides credit-rating services through the company. Golden Credit is headquartered in Beijing and has 16 branches across China and one wholly owned subsidiary. The supplied material does not state its founding date or name its founder. The company rates issuers and debt instruments across local government, financial institution, non-financial enterprise, structured-finance and cross-border bond categories. Its services include ratings for corporate and other financing, local-government and related issuers, financial institutions, securitized assets, and panda bonds issued in China's interbank market. Its stated service scope includes ratings for bonds issued in China's bond market by domestic and overseas issuers, as well as professional services for domestic and overseas investors participating in that market. Golden Credit's website also provides rating reports and rating-action information, credit research, investor and issuer services, rating methodologies and models, and disclosures about its operations and rating quality. The company describes its public role in terms of impartiality, professional credit services, supporting the real economy and serving participants in the bond market. The official profile says it is filed with the People's Bank of China and the China Securities Regulatory Commission and has received recognition from relevant bond-market regulators and self-regulatory bodies. Its website shows ongoing company news and research activity in 2026.

Golden Credit International Credit Rating Co., Ltd. (东方金诚国际信用评估有限公司), operating under the Golden Credit / 东方金诚 name, is a Chinese credit-rating company. The supplied official company profile identifies China Orient as the organization that provides credit-rating services through Golden Credit. It places the company's headquarters in Beijing and reports a nationwide presence of 16 branches and one wholly owned subsidiary. The supplied evidence does not give a founding year, founder, or a detailed account of the company's early history. The official profile describes Golden Credit as a bond-rating institution filed with the People's Bank of China and the China Securities Regulatory Commission. It also says the company has received recognition from bond-market regulators and self-regulatory bodies, naming the National Development and Reform Commission, the former China Banking and Insurance Regulatory Commission (now the National Financial Regulatory Administration), the Ministry of Finance and the National Association of Financial Market Institutional Investors among the relevant organizations. The material does not specify the dates of these filings, recognitions or any corporate ownership changes. Golden Credit's stated rating scope covers local governments, financial institutions, non-financial institutions, structured finance and cross-border bonds. Its product and service page details enterprise financing and bond ratings, ratings for government-related issuers and local-government bonds, financial-institution ratings, structured-finance transactions and panda bonds. The structured-finance examples include loan and mortgage securitizations, asset-backed notes, insurance debt investment plans and project asset-support plans. The company says its services can cover bonds issued in China's bond market by domestic and overseas issuers, and that it serves domestic and overseas investors participating in that market. The company's public-facing materials extend beyond rating opinions. Its website presents initial and follow-up rating reports, rating actions and announcements, credit research on macroeconomics and bond markets, industry and regional risk research, investor services, issuer services, rating methodologies and models, and disclosures concerning rating quality and company operations. These materials show its role as both a rating provider and a source of market research and information for bond-market participants. The official website's company-news section documents continued activity in 2026, including participation in a green-finance committee meeting, a co-hosted Hunan meeting on science and technology bond policy, and a training session for the Shijiazhuang state-owned assets regulator. These items illustrate current public-facing work but do not establish additional corporate milestones. In its company profile, Golden Credit frames its approach around impartial ratings, professional credit services, fulfilling the mission of a state-owned enterprise and supporting the real economy. The supplied evidence does not name individual executives or provide details of the company's founding, ownership structure beyond its connection to China Orient, or any scandals.

• Participated in the 2026 China Green Finance Committee annual meeting

• Co-hosted a Hunan meeting on science and technology bond policy implementation

• Delivered a special training session for the Shijiazhuang State-owned Assets Supervision and Administration Commission

A Chinese credit-rating provider focused on the bond market, with rating services across government-related, corporate, financial-institution, structured-finance and cross-border financing categories.

• Enterprise financing ratings

  Ratings for corporate bonds, medium-term notes, short-term and super-short-term financing instruments, private placement debt instruments and other listed financing products.

• Government-related issuer ratings

  Credit research and ratings for local governments and related issuers, including local-government general and special-purpose bonds and financing-platform debt instruments.

• Financial institution ratings

  Comprehensive financial-strength or issuer ratings, and debt ratings for financial institutions.

• Structured-finance ratings

  Ratings covering transactions such as loan, auto-loan, residential and commercial mortgage, small-enterprise loan, leasing receivable, credit-card and non-performing-asset securitizations, as well as asset-backed notes and related plans.

• Panda bond ratings

  Ratings for overseas issuers and bonds issued in China's interbank market, including sovereign, financial and non-financial enterprise categories.

• 2015

  Rating score errors and contradictory conclusions draw CSRC rectification order; low-price solicitation fined RMB 629,000 by PBOC

  In 2020, the CSRC found that Golden Credit Rating's rating standards were insufficiently disclosed, score calculations were erroneous, conclusions were contradictory and quality control was weak, and ordered rectification. In 2025, it was fined RMB 629,000 by the PBOC Beijing Branch for soliciting business by promising low fees. In 2026, it was warned by the Zhejiang CSRC bureau for inadequate on-site verification in the rating of Chenglong Construction bonds. Rectification order; fine; warning letter.

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• Establishment of 16 branches and 1 wholly-owned subsidiaryOther

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• Obtaining full regulatory recognition for bond market rating servicesOther

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• Expansion of rating services to cross-border bonds and all bond categoriesOther

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2. 2产品与服务-东方金诚dfratings.com
3. 3关于我们-东方金诚dfratings.com
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5. 5Rating score errors and contradictory conclusions draw CSRC rectification order; low-price solicitation fined RMB 629,000 by PBOCcsrc.gov.cn
6. 6Rating score errors and contradictory conclusions draw CSRC rectification order; low-price solicitation fined RMB 629,000 by PBOCfinance.sina.com.cn
7. 7Rating score errors and contradictory conclusions draw CSRC rectification order; low-price solicitation fined RMB 629,000 by PBOCcsrc.gov.cn