Gore Mutual

Gore Mutual Insurance Company describes itself as one of Canada's first property and casualty insurance companies and a Canadian mutual insurer focused on delivering insurance products and services through insurance brokers. Its website states it has been proudly Canadian since 1839. Its product pages list home, condo, tenants, seasonal, high value home, water coverage, auto (Ontario only), and business insurance.

Gore Mutual's own history page states that in 1839 the Gore District Mutual Fire Insurance Company was created in Upper Canada. It records that in 1852 the Grand Trunk Railway created an opportunity to expand across Ontario, and that in 1867 it led a charge to reform the Mutual Insurance Act. In 1935 it was licensed in British Columbia and opened an office in downtown Vancouver; in 1936 it built a new headquarters in the town of Galt; and in 1937 it became federally incorporated, offering insurance including burglary, aviation, earthquake and tornado. In 1939 Gore Mutual turned 100 and began to offer automobile insurance. In 1968 it was one of the first companies in Canada to introduce computerized policy handling. During the 1970s it grew to over 300 employees and adopted new technology. In the 1990s it instituted a 24-hour emergency claims service, with customers and brokers able to report claims via website or email. In the 2000s it committed to being entirely paperless in the processing of policies. In 2016 it recommitted to remaining a mutual company to protect people and community. In 2019 its Next Horizon strategy was launched, signalling an ambition to be a purpose-driven, digitally led national insurer. In 2021 it deployed a new operating model and leading technology platform for Personal Lines. In February 2022 its refreshed brand – a virtuous circle of good – represented it as a modern mutual, and its new office opened in Toronto's Financial District. In January 2025 Gore Mutual and Beneva proposed to join forces to create…

A Canadian mutual insurer focused on delivering outstanding insurance products and services through insurance brokers.

• Home insurance

  Home insurance policy to cover your house, plus optional add-ons for even more protection.

• Condo insurance

  Condominium insurance policy to cover your unit, plus optional add-ons for even more protection.

• Tenants insurance

  Tenants insurance policy to cover your belongings, plus optional add-ons for even more protection.

• Seasonal home insurance

  Seasonal home insurance policy with add-ons offering even more protection for your home away from home.

• High value home

  Our VIP Endorsement can be added to our suite of comprehensive home, seasonal, condo or tenant policies to get added protection.

• Water coverage

  Our Water Escape and Water Escape Plus coverage can be added to protect your home even more from loss or damage caused by water.

• Auto insurance

  Auto insurance for a wide range of vehicles, plus optional add-ons for enhanced coverage (available in Ontario only).

• Business insurance

  Business insurance that's right for you. From liability and equipment breakdown to cyber protection, we have coverage available to suit your needs.

1. 1Gore Mutual Home - Gore Mutual Insurancegoremutual.ca
2. 2Our Story - Gore Mutual Insurancegoremutual.ca