HDBank

HDBank, formally Ho Chi Minh City Development Joint Stock Commercial Bank, is a commercial bank in Vietnam. It was established on February 11, 1989, initially under the name Ho Chi Minh City Housing Development Joint Stock Commercial Bank. The supplied Vietnamese Wikipedia entry describes its original workforce as approximately 50 people and its initial charter capital as 3 billion Vietnamese đồng. In 2011, the bank adopted its current name, dropping “Housing” from the former name. The bank serves individual and business customers. Its official website presents personal accounts, savings, cards, loyalty rewards and fee-related offers, alongside business products and services. The listed business offerings include online credit, online foreign-currency sales through Internet Banking, and commodity-price derivatives. The latter include futures, options and swaps intended to hedge against commodity-price fluctuations. HDBank is headquartered at 25 Nguyễn Thị Minh Khai Street in Ho Chi Minh City. It is a publicly listed bank: the supplied source reports that nearly 981 million HDB shares began trading on the Ho Chi Minh City Stock Exchange on January 5, 2018. The available evidence does not identify a parent company or controlling owner. The source lists Kim Byoung-ho as chairman and Nguyễn Hữu Đặng as general director, but does not establish whether these roles remain current.

HDBank was established on February 11, 1989, as Ho Chi Minh City Housing Development Joint Stock Commercial Bank. The supplied Vietnamese-language account describes an initial organization of about 50 employees and initial charter capital of 3 billion Vietnamese đồng. These details mark its origins as a locally named joint-stock bank; the available evidence does not identify an individual founder. A later capital increase was completed on December 28, 2010, with approval from the State Bank of Vietnam. The account states that charter capital rose from 1,550 billion to 3,000 billion Vietnamese đồng. In 2011, HDBank launched a new brand identity and changed its name to Ho Chi Minh City Development Joint Stock Commercial Bank, the name reflected in its present English and Vietnamese identities. On September 28, 2013, HDBank held a shareholders’ meeting to approve the merger of Dai A Joint Stock Commercial Bank (DaiABank) into HDBank. The supplied excerpt records the approval meeting but does not provide further details about the merger’s completion or terms. A major capital-markets milestone followed on January 5, 2018, when nearly 981 million HDBank shares began trading on the Ho Chi Minh City Stock Exchange (HoSE). The supplied account also records national and institutional recognitions, including a second-class Labour Order in 2018, further honours in 2020 and a National Brand designation in 2024. These are reported as recognitions rather than as details of the bank’s operating performance. Today, the bank’s official website presents products for individuals and businesses. Consumer-facing offerings include accounts, savings, cards and loyalty rewards. Business services shown include online credit, online foreign-currency sales through Internet Banking, and commodity-price derivatives such as futures, options and swaps for hedging price movements. The evidence establishes these as offerings presented by the bank but does not provide launch dates for them. It also does not establish the bank’s current ownership or confirm whether the leadership names in the supplied account remain in office.

• 2024

  Recognized as a National Brand

• 2018

  HDB shares began trading on HoSE

• 2013

  Shareholders approved DaiABank merger

• 2011

  New identity and name

• 2010

  Charter capital increased

• 1989

  Established as Ho Chi Minh City Housing Development Joint Stock Commercial Bank

A Vietnamese commercial bank serving both personal and business customers, with digital banking offers and business financing, foreign-exchange and risk-hedging products.

• Personal accounts and e-Skyone

  The official homepage presents personal banking accounts, including the e-Skyone account.

• Savings and deposits

  The official homepage promotes savings and online savings rates.

• HDBank Loyalty

  A points-based rewards program presented on the official homepage.

• eCredit

  Online credit for business customers, presented as available around the clock.

• Commodity-price derivatives

  Business products include futures, options and commodity-price swaps for hedging price fluctuations.

• 2021.08.19

  Reported2021.08.19

  HDBank wins two Global Brand Awards[6]HDBank 获得两项 Global Brand Awards 奖项en.vietnamplus.vn

  HDBank won the Best Bank and Best Digital Transformation Bank awards in Vietnam at the Global Brand Award by Global Brands Magazine.

• Unconfirmed

  Reported2020.11.26

  HDBank receives international payment service awards[7]HDBank 获国际支付服务奖项finanznachrichten.de

  HDBank received the MT202 and MT103 STP awards for international payment services from J.P. Morgan Chase Bank.

• 2020.09.14

  HDBank wins two 2020 Global Business Outlook awards[8]HDBank 获得两项 2020 年 Global Business Outlook 奖项vietnamnews.vn

  HDBank became one of the Asian winners of the 2020 Global Business Outlook awards in the categories of Best Innovation in Green Banking and Most Innovative Mobile Banking App.

Read more

1. 1HDBank official homepagehdbank.com.vn
2. 2Commodity-price derivatives | HDBankhdbank.com.vn
3. 3Online foreign-currency sales through Internet Banking | HDBankhdbank.com.vn
4. 4Ngân hàng thương mại cổ phần Phát triển Thành phố Hồ Chí Minhvi.wikipedia.org
5. 5HDBankwikidata.org
6. 6HDBank 获得两项 Global Brand Awards 奖项en.vietnamplus.vn
7. 7HDBank 获国际支付服务奖项finanznachrichten.de
8. 8HDBank 获得两项 2020 年 Global Business Outlook 奖项vietnamnews.vn