Heidelberger Lebensversicherung

Heidelberger Lebensversicherung AG, founded in 1991, describes itself as a specialist for retirement, survivors' and risk provision with a focus on unit-linked products. It stopped writing new business in 2014 and since then, as part of the Viridium Gruppe, has concentrated exclusively on its existing customers and their needs. As of the end of 2025 its portfolio comprised around 0.3 million contracts and capital investments of around 16 billion euros. The company states that its life insurance security rests on the Viridium Gruppe's three distinguishing features: focus, scaling and competence.

Heidelberger Lebensversicherung AG was founded in 1991 and describes itself as a specialist for retirement, survivors' and risk provision with a focus on unit-linked products. In 2014 the company stopped writing new business and since then, as part of the Viridium Gruppe, has concentrated exclusively on its existing customers and their needs. Since 2014 it has belonged to the Viridium Gruppe, described as Germany's leading portfolio specialist for life insurance; Viridium acquires insurance portfolios, transfers them onto an insurance platform and continues the contracts over the long term. As of the end of 2025 the company reported around 0.3 million insurance contracts and capital investments of around 16 billion euros, with a capital strength ratio of 221% (ratio of own funds to solvency capital requirement).

Specialist for retirement, survivors' and risk provision with a focus on unit-linked products; since 2014 focused exclusively on managing existing life insurance portfolios as part of the Viridium Gruppe.

Product categories. Lebensversicherungen (life insurance) · fondsgebundene Produkte (unit-linked products) · Altersvorsorge (retirement provision) · Hinterbliebenenvorsorge (survivors' provision) · Risikovorsorge (risk provision)

1. 1Heidelberger Lebensversicherung AG | Heidelberger Lebensversicherung AGheidelberger-leben.de
2. 2Über uns | Heidelberger Lebensversicherung AGheidelberger-leben.de