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Home Credit

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Home Credit is an international consumer finance provider focused on responsible lending primarily to people with little or no credit history.

Last updated October 26, 2026

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Overview

Home Credit is an international consumer finance provider founded in 1997, with operations in multiple European and Asian countries. It focuses on responsible lending primarily to people with little or no credit history, offering services it describes as simple, easy and fast, both online and offline. The company states it has been offering financial products and services for over 25 years and serves well over 100 million customers worldwide.

History

Home Credit was founded in 1997 and describes itself as an international consumer finance provider with operations in multiple European and Asian countries. It focuses on responsible lending primarily to people with little or no credit history. The company states it has been offering affordable, accessible financial products and services for decades, and that it has been offering transformational and responsible financial services to underserved customers for over 25 years. It reports well over 100 million customers worldwide and operates across a number of diverse, dynamic global markets. Its services are described as simple, easy and fast, with a responsible lending model that empowers underserved customers with little or no credit history to access financing both online and offline.

Products and positioning

Responsible lending to underserved customers with little or no credit history, delivered through simple, easy and fast services online and offline.

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