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HUK24 is the particularly low-priced online subsidiary of HUK-COBURG, offering insurance products sold only directly online.

Last updated September 15, 2026

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Overview

HUK24 is the particularly low-priced online subsidiary of HUK-COBURG. It combines cost-effective solutions with the strength of HUK-COBURG and has done so for over 20 years. Its insurance offerings are available only directly from HUK24, not on comparison portals, in order to save commission payments for brokers and comparison portals and pass the price advantage on to customers. HUK24 operates completely digital processes from first contact through contract conclusion, contract management and claims reporting. Its product range covers motor insurance, liability and home, pension and wealth, health, and other insurance lines.

History

HUK24 is the particularly low-priced online subsidiary of HUK-COBURG. For over 20 years it has combined cost-effective solutions with the strength of HUK-COBURG. Its parent, HUK-COBURG, is a cooperatively organized mutual insurance association owned by its members; it was founded more than 80 years ago by pastors and teachers who wanted affordable insurance. All HUK-COBURG companies, including HUK24, follow the principle of mutuality. Although HUK24 is incorporated as a stock corporation (Aktiengesellschaft), it states that it is obligated only to its customers. HUK24 offers insurance only directly, not via comparison portals, in order to save commission payments for brokers and comparison portals and pass the price advantage to customers.

Products and positioning

Particularly low-priced online insurance subsidiary; insurance available only directly from HUK24, not on comparison portals, with price advantages passed on to customers.

  • Kfz-Versicherung (motor insurance)

    Motor insurance offered by HUK24; the homepage states HUK24 is not only the best motor insurer but also convinces in other areas with particularly low-priced offers.

  • E-Autoversicherung (electric car insurance)

    Electric car insurance with battery protection, EV-appropriate breakdown assistance and more.

  • Privathaftpflicht (personal liability insurance)

    Personal liability insurance listed among HUK24's products.

  • Hausratversicherung (home contents insurance)

    Home contents insurance listed among HUK24's products.

  • Fahrradversicherung (bicycle insurance)

    Bicycle insurance listed among HUK24's products.

  • Unfallversicherung (accident insurance)

    Accident insurance listed among HUK24's products.

  • Zahnzusatzversicherung (dental supplementary insurance)

    Dental supplementary insurance listed among HUK24's products.

  • Risikolebensversicherung (term life insurance)

    Term life insurance listed among HUK24's products.

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