ID Finance
Corporate brand
UnclaimedA Barcelona-headquartered fintech company focused on digital lending and related financial services in emerging markets.
Last updated August 24, 2026
AI crawler reads
No AI crawler has read this profile yet.
Overview
ID Finance is a privately held financial technology company headquartered in Barcelona, Spain. Founded in 2012 by Boris Batine and Alexander Dunaev, the company developed a business model centered on digitally originated credit and other technology-enabled financial services. Its stated focus has been emerging markets, where traditional financial services may be less competitive, access to formal credit can be limited, and barriers to entering the financial system can be high. The company operates through online and automated lending propositions rather than a conventional branch-based banking network. Its activities have included short-term online loans, medium-term consumer lending, and point-of-sale financing. ID Finance has owned or operated several branded services, including MoneyMan, an online short-term lending business; AmmoPay, an automated point-of-sale lending service; and Solva, an online platform for medium-term loans with terms of up to one year. In Spain, the company has been associated with the Moneyman.es and Plazo.es services. ID Finance has operated across a group of markets in Europe, Latin America, and Central Asia. The markets identified in reference material are Spain, Kazakhstan, Georgia, Poland, Brazil, and Mexico. This geographic footprint reflects the company's emphasis on markets where digital distribution and alternative underwriting can help financial-service providers reach consumers who may be underserved by traditional lenders. In 2018, ID Finance was formally separated from its operations in the Commonwealth of Independent States and Eastern Europe. Those operations became IDF Eurasia, while ID Finance continued as a separately defined business focused on its remaining activities and markets. The separation marked an important organizational change in the company's development, although the available reference material does not provide detailed financial terms or ownership information for the restructuring. ID Finance is a private company and is not identified with a public stock-market listing or ticker. Reference material describes a workforce of more than 400 people, but does not establish a current employee count. Publicly available information supplied for this dossier also does not identify a current chief executive, board members, ownership structure, or detailed financial results. Accordingly, the company is best characterized as a privately held, multinational fintech platform whose core capabilities are digital credit origination, online customer acquisition, automated underwriting, and operation of consumer-finance brands.
History
ID Finance was founded in 2012 by Boris Batine and Alexander Dunaev as a financial technology company serving markets in which access to consumer credit and other financial services could be constrained. Rather than relying primarily on physical branches, the company built digitally delivered lending propositions designed to acquire customers online and process applications through technology-enabled systems. The company's business model developed around several forms of consumer finance. MoneyMan provided short-term online lending, while Solva focused on online medium-term loans of up to one year. AmmoPay represented an automated point-of-sale lending proposition, extending the company's activities beyond direct online loan applications and into financing integrated with purchasing environments. These brands allowed the group to address different borrowing occasions and repayment periods while using a common technology-oriented operating approach. ID Finance expanded internationally across Europe, Latin America, and Central Asia. Its identified markets included Spain, Kazakhstan, Georgia, Poland, Brazil, and Mexico. In Spain, its activities included the Moneyman.es and Plazo.es services. The company described its broader market focus in terms of emerging economies, where digital channels and alternative approaches to credit assessment could help serve customers facing limited availability of conventional financial products. A significant organizational milestone occurred in 2018, when ID Finance was formally split from its Commonwealth of Independent States and Eastern European operations. Those activities became IDF Eurasia. The separation created a distinct organizational structure for the Eurasian business while ID Finance continued its own operations and brand portfolio. The supplied reference material does not state the transaction's financial terms or describe a change in ultimate ownership. ID Finance is headquartered in Barcelona and has been described as employing more than 400 people. It remains a private company. The available material does not provide a sufficiently detailed account of later product launches, acquisitions, leadership appointments, financial performance, or changes to its market footprint. Consequently, the documented history is strongest for the company's founding, digital-lending model, brand portfolio, international operations, and 2018 organizational separation.
- 2018
Eurasian and Eastern European operations are separated
[1]ID Finance is formally split from its Commonwealth of Independent States and Eastern European operations, which become IDF Eurasia.
- 2012
ID Finance is founded
[1]Boris Batine and Alexander Dunaev establish ID Finance as a financial technology company focused on digitally delivered financial services and lending.
Products and positioning
A technology-enabled consumer-finance provider focused on digital access to credit in emerging and underserved markets.
Short-term online lending
MoneyMan
MoneyMan is an online short-term lending brand associated with ID Finance. It is designed around digitally submitted applications and remote delivery of consumer credit rather than a branch-based process. The reference material identifies MoneyMan as one of the company's principal owned brands and notes the Moneyman.es service in Spain.
Point-of-sale financing
AmmoPay
AmmoPay is an automated point-of-sale lending service associated with ID Finance. Its role in the portfolio is to provide financing through purchasing or merchant touchpoints, extending the company's digital-credit capabilities beyond standalone online loan applications.
Medium-term online lending
Solva
Solva is an online service for issuing medium-term loans, with the reference material describing loan terms of up to one year. It represents ID Finance's offering for borrowers seeking a longer repayment horizon than that typically associated with short-term online lending.
Spanish online lending service
Moneyman.es
Moneyman.es is the Spanish-market service identified in connection with ID Finance's MoneyMan lending brand. The available material does not provide additional detail on its product terms, customer base, or current operating status.
Spanish digital lending service
Plazo.es
Plazo.es is a Spanish digital financial-service brand operated within the ID Finance market portfolio. The supplied references identify the service but do not specify its full product range or current status.
Brand decisions
2018
Corporate separation of Eurasian operationsStrategyBackground
ID Finance had operations in the Commonwealth of Independent States and Eastern Europe as well as other international markets.
Action taken
The company was formally separated from its CIS and Eastern European operations, which became IDF Eurasia.
Aftermath
The restructuring established IDF Eurasia as a distinct organization while ID Finance continued as a separate fintech business headquartered in Barcelona. The available source does not disclose financial terms or subsequent ownership effects.
Recent events
Sources3 sources
Cite this profile: Cite the canonical profile. /brand-wiki/id-finance · Editorial policy · How profiles are compiled