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Inbank Latvia

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Inbank Latvia is the Latvian arm of Inbank group, offering consumer financing solutions such as consumer credit, auto credit, home loans and instalment payments.

Last updated September 16, 2026

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Overview

Inbank Latvia presents itself as a digital financing provider under Inbank group, which holds an EU banking licence. Its Latvian site lists financing solutions for purchases, renovation, car purchase, home purchase or improvement, health services and other plans, including consumer credit, auto credit, a small home loan of up to €30,000, renovation credit, energy-efficiency credit and instalment payments. The site states that Inbank group is trusted by half a million customers and that over 896,000 satisfied customers across Europe return to Inbank as their financial partner.

History

Inbank Latvia operates as part of Inbank group, which the Latvian site states holds an EU banking licence. The site describes a fully digital process: customers calculate a payment by choosing a goal, amount and term; receive an individual offer within minutes after application review; and, after signing the contract, have the money transferred to their bank account. It also states that Inbank group is trusted by half a million customers and that over 896,000 satisfied customers across Europe return to Inbank and trust it as their financial partner.

Products and positioning

Digital consumer financing under an EU banking licence held by Inbank group.

  • Consumer credit

    For purchases and personal plans such as household appliances, furniture, electronics, studies, travel or other everyday goals.

  • Auto credit

    For buying a used car or motorcycle without a down payment, collateral or mandatory KASKO; the vehicle is in the customer's name from day one.

  • Small home loan

    For property purchase, construction or major renovation up to €30,000 without real estate collateral or down payment.

  • Renovation credit

    For home repair, renovation and space renewal — building materials, craftsman services and other repair work.

  • Energy-efficiency home credit

    For larger home improvements — heating, insulation, ventilation, windows, doors or solar panels.

  • Instalment payments

    Buy now, enjoy the purchase immediately and pay later.

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