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Insurance Foundation for Servicemen

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Armenian foundation that provides social insurance and compensation to families of fallen servicemen and to servicemen wounded in combat, funded by mandatory salary contributions and public donations.

Last updated September 26, 2026

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Overview

The Insurance Foundation for Servicemen (Armenian: Զինծառայողների ապահովագրության հիմնադրամ, ԶԱՀ; branded online as Zinapah) is an Armenian foundation established to secure the social welfare of the families of servicemen killed in the armed forces of Armenia and of servicemen wounded during combat operations. It operates on a principle of absolute transparency: through the foundation's website, citizens can see both the mandatory payments they have made and their voluntary donations, as well as the total funds collected and the compensation actually disbursed at any given moment. The foundation's mission, as stated on its official site, is to ensure the social welfare of the families of fallen servicemen and of servicemen wounded in combat, and to encourage everyone to stand by the brave soldiers of the Armenian army by donating to their life insurance. Since 1 January 2017, the foundation has been providing compensation to the family of every fallen serviceman and to servicemen wounded during combat operations. The main financial source of the foundation is a mandatory monthly contribution of 1,000 Armenian drams transferred from the salary of persons working in Armenia. In addition, the foundation collects voluntary donations and earns income from asset management. Its public dashboard reports cumulative funds collected, mandatory payments, donations, income from asset management, the number of beneficiaries, and compensation paid out, broken down by year. The foundation is governed by a board of trustees whose members include Irina Seylanyan, Adam Kablamyan, Joseph Simonyan, Anahit Adamyan and Davit Hakobyan. It is a non-commercial, non-listed entity and is not a conventional commercial insurer; it functions as a statutory social-insurance and compensation vehicle for Armenia's military personnel and their families.

History

The Insurance Foundation for Servicemen (Armenian: Զինծառայողների ապահովագրության հիմնադրամ, ԶԱՀ) is an Armenian foundation whose purpose is to ensure the social welfare of the families of servicemen killed in the armed forces of Armenia and of servicemen wounded during combat operations. It operates on a principle of absolute transparency, meaning that through the foundation's website one can see both the mandatory payments and the donations made by a citizen, as well as the amount of funds collected and compensation actually disbursed by the foundation at any given moment. According to the official website, the foundation's mission is to ensure the social welfare of the families of fallen servicemen and of servicemen wounded during combat operations, and to encourage everyone to support the brave soldiers of the Armenian army by donating to their life insurance. Since 1 January 2017, the foundation has been providing compensation to the family of every fallen serviceman and to servicemen wounded during combat operations. The main financial source of the foundation is the mandatory monthly contribution of 1,000 Armenian drams transferred from the salary of persons working in Armenia. In addition to mandatory contributions, the foundation receives voluntary donations and income from asset management. Its public reporting shows cumulative funds collected, mandatory payments, donations, income from asset management, the number of beneficiaries, and compensation paid out, broken down by year. The foundation is governed by a board of trustees whose members include Irina Seylanyan, Adam Kablamyan, Joseph Simonyan, Anahit Adamyan and Davit Hakobyan. It is a non-commercial foundation and is not a listed company.

  • From 1 January 2017, the foundation began providing compensation to the family of every fallen serviceman and to servicemen wounded during combat operations.

Products and positioning

A transparent, state-linked social insurance and compensation foundation for Armenia's military personnel and their families, funded by mandatory salary contributions and public donations.

  • Life insurance for servicemen

  • Compensation to families of fallen servicemen

  • Compensation to wounded servicemen

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