Jiangsu Su Merchants Bank
Corporate brand
UnclaimedA technology-driven O2O digital bank based in Nanjing, Jiangsu, China.
Last updated September 16, 2026
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Overview
Jiangsu Su Merchants Bank is a commercial bank established in June 2017 and located in Nanjing, Jiangsu. It was approved by the China Banking and Insurance Regulatory Commission and describes itself as Jiangsu Province's first digital bank, positioned as a "technology-driven O2O bank." Its business focuses on six core areas: micro-merchant finance, industrial chain finance, sci-tech innovation finance, consumer finance, payment finance, and wealth management. It states that it has served 60 million individual customers and 1.2 million small, medium and micro enterprise customers. It was formerly known as Jiangsu Suning Bank.
History
Jiangsu Su Merchants Bank was established in June 2017 and is located in Nanjing, Jiangsu. It was approved by the China Banking and Insurance Regulatory Commission and is described as Jiangsu Province's first digital bank. It was formerly known as Jiangsu Suning Bank Co., Ltd. (Jiangsu Suning Bank, Suning Bank). It is the 13th private bank approved to open in mainland China and the first private bank to open in Jiangsu Province, with registered capital of 4 billion RMB. The bank positions itself as a "technology-driven O2O bank" and states that it has served 60 million individual customers and 1.2 million small, medium and micro enterprise customers.
Products and positioning
Technology-driven O2O bank; aims to be a specialized and innovative digital bank in the core Yangtze River Delta area.
微商贷
Online working capital loan for natural persons running small and micro businesses.
市民贷
Consumer finance product.
升级贷
Consumer finance product.
采购贷
Procurement loan product.
供货贷
Supply loan product.
大额存单
Large-denomination certificate of deposit.
智科贷
Loan product serving specialized and innovative "little giant" enterprises.
Recent events
Jiangsu Suning Bank and Nanjing Jiangbei New Area sign cooperation agreement[7]
Jiangsu Suning Bank and Nanjing Jiangbei New Area signed a strategic cooperation agreement covering areas including science-and-technology finance, low-carbon finance and cross-border finance. Under the agreement, the bank will provide 10 billion yuan in loans over three years; the two parties also unveiled a jointly established low-carbon finance innovation base.
- Unconfirmed
Jiangsu Suning Bank and Hundsun Electronics Yun Yong Network sign strategic cooperation agreement[8]
Jiangsu Suning Bank and Hundsun Electronics Yun Yong Network signed a comprehensive strategic cooperation agreement covering supply-chain finance, corporate treasury, green finance, intelligent risk control and technology and innovation finance.
- Unconfirmed
Reported
Suning Bank wins Best Technology Competitiveness Small and Medium Bank award[9]
Suning Bank received the Best Technology Competitiveness Small and Medium Bank award at the 2019 Small and Medium Banks Development Summit Forum and Iron Horse awards ceremony in Nanjing.
Sources10 sources
- 1首页-苏商银行smb956101.com
- 2科技驱动的O2O银行-苏商银行smb956101.com
- 3企业发展理念-苏商银行smb956101.com
- 4社会责任-苏商银行smb956101.com
- 5Jiangsu Su Merchants Bankwikidata.org
- 6江苏苏商银行zh.wikipedia.org
- 7江苏苏宁银行与南京江北新区签署合作协议bank.jrj.com.cn
- 8江苏苏宁银行与恒生电子云永网络签订全面战略合作协议bank.jrj.com.cn
- 9苏宁银行荣获“最佳科技竞争力中小银行”奖finance.sina.com.cn
- 10苏宁银行荣获“最佳科技竞争力中小银行”奖_金融保险_行业_中金在线hy.stock.cnfol.com
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