Kredivo
Kredivo is a buy-now-pay-later service offering instant credit and installment payments at online and offline merchants.
Last updated September 11, 2026
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Overview
Kredivo offers instant credit of up to 50 million for transactions, with payment options of 30 days or installments of 3/6/12/18/24 months without down payment, available at over 4000 online and offline merchants.
Recent events
Reported
Kredivo and MAP announce retail payment partnership[2]
Kredivo announced a strategic partnership with PT Mitra Adiperkasa (MAP) to let customers use Kredivo payment options at MAP retail outlets. The integration was live as of January 25, 2022.
Reported
Kredivo and IKEA Indonesia sign payment partnership[3]
Kredivo signed a strategic partnership with IKEA, enabling customers to pay for IKEA purchases on the IKEA Indonesia website and in offline stores using Kredivo, including installment options.
Reported
Kredivo announced three Board of Commissioners appointments[4]
FinAccel announced that Arsjad Rasjid, Darmin Nasution, and Karen Brooks would join the Board of Commissioners of Kredivo Indonesia, pending regulatory approval.
- Unconfirmed
Reported
Kredivo and Phoenix Holdings form a Vietnam joint venture[5]
Kredivo partnered with Phoenix Holdings to form Kerdivo Vietnam JSC, a joint venture associated with Kredivo’s Vietnam launch.
Reported
Kredivo announces Vietnam launch[5]
Kredivo announced a Vietnam launch through a joint venture with Phoenix Holdings and said it would offer “buy now, pay later” services there.
Reported
Kredivo expands warehouse financing facility to US$200 million[6]
Kredivo and Victory Park Capital announced an expansion of their financing facility from US$100 million to US$200 million. The additional capital will fund consumer loans for Kredivo borrowers in Indonesia.
- Unconfirmed
Reported
Kredivo closes up to US$100 million debt facility[7]
Kredivo and Victory Park Capital closed a committed debt facility of up to US$100 million to fund consumer loans for Kredivo borrowers in Indonesia. The source says the transaction closed in the previous quarter but does not specify the calendar date.
Sources7 sources
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