Lending Stream
UK online direct lender providing short-term instalment loans as an alternative to payday loans.
Last updated September 16, 2026
AI crawler reads
2requests
1companies- Anthropic2
- Profile
- 2
- Controversies
- 0
- JSON · MD
- 0
- First read
- Nov 4, 2026
- Latest read
- Nov 4, 2026
From this site's server log
Overview
Lending Stream is a UK-based online direct lender that started providing short-term loans online in 2008. It positions itself as an alternative to payday loans, offering instalment loans repayable over up to 6 months. New customers can borrow from £50 to £800, while returning customers can borrow from £100 to £1500. The company states it is an FCA-authorised and regulated direct lender (authorisation number 689378) and reports having served over 900,000 customers.
History
Lending Stream started providing short-term loans online in 2008. It describes itself as an alternative to payday loans, giving customers up to 6 months to repay in instalments. The company states it was founded by some of the same people who developed a fraud detection system protecting transactions on more than 2.5 billion credit cards worldwide, and that it uses advanced analytics in approval decisions. It is an FCA-authorised and regulated direct lender with authorisation number 689378.
Products and positioning
Alternative to payday loans; FCA-authorised and regulated direct lender focused on responsible lending.
Short-term instalment loans
Loans repayable over up to 6 months; new customers can borrow £50–£800, returning customers £100–£1500.
Sources3 sources
Cite this profile: Cite the canonical profile. /brand-wiki/lending-stream · Editorial policy · How profiles are compiled