MiFinity
MiFinity is a global payments provider whose core offering is the MiFinity eWallet for online payments, money transfers and multi-currency fund management.
Last updated September 16, 2026
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Overview
MiFinity is a global payments provider whose central product is the MiFinity eWallet, described as a simple, secure and flexible way to manage money online. According to its own materials, users can make payments, send and receive funds, and access a wide range of local payment methods in multiple currencies through a single account. The company states it is authorised by both the FCA in the UK and the MFSA in Malta, and that its services cover online payments, a multi-currency eWallet, business payments, crypto-to-fiat conversion and remittance. Its eWallet is presented as supporting 80+ integrated payment methods, 21 languages and 18 currencies, with money sendable to recipients' bank accounts in over 70 countries.
History
MiFinity presents itself as a global payments provider with 25+ years of online payments experience. Its stated core offering is the MiFinity eWallet, a simple, secure and flexible way to manage money online, through which users can make payments, send and receive funds, and access a wide range of local payment methods in multiple currencies via a single account. The company states it is authorised by both the FCA in the UK and the MFSA in Malta, enabling it to offer trusted payment services globally. MiFinity Malta Ltd, described as a 100% subsidiary, was approved by the Malta Financial Services Authority as a Financial Institution licensed to undertake payment services under the 2nd Schedule to the Financial Institutions Act (Payment Institutions); this licence was said to complement and support the existing FCA UK licence owned and operated by MiFinity UK Limited, another 100% owned subsidiary licensed as an authorised electronic money institution by the FCA. The company said the Malta licence would allow it to issue payments in Malta across the European Union under passporting rights and to migrate a portion of EU business from its UK regulated E-Money Institution. Company news items describe the launch of PayAnyCoin for global stablecoin payouts enabled by BVNK infrastructure, the integration of Wero for European customers, the launch of the MiRewards loyalty programme, and the integration of Veriff's automated Proof of Address solution, as well as the appointment of Ray Brash as Group Chief Operating Officer and the completion of a remediation programme following a FIAU compliance review.
Products and positioning
Secure and convenient digital payment solutions; a regulated platform offering trusted payment services globally.
MiFinity eWallet
A simple, secure and flexible way to manage money online; users can make payments, send and receive funds, and access a wide range of local payment methods in multiple currencies through a single account.
PayAnyCoin
Announced launch delivering global stablecoin payouts enabled by BVNK infrastructure.
MiRewards
A premium loyalty programme for eWallet customers worldwide.
Sources5 sources
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