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OnePay is an American financial technology company offering a mobile banking app with features like credit building, cash back, investing, and crypto.

Last updated September 2, 2026

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Nov 4, 2026
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Nov 4, 2026

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Overview

OnePay is an American financial technology company. Its mobile app offers banking services, credit building, cash back, investing, and cryptocurrency features. Banking services are provided by partner banks, members FDIC.

History

OnePay is an American financial technology company. Its website describes it as a financial technology company, not a bank, with banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The app offers features such as building credit with a Builder Card, cash back, Early Pay, high-yield Savings, investing, cryptocurrency, and flexible payment options.

Recent events

  • Reported

    OnePay launches USDC deposit service[3]

    OnePay launched a service that lets US users convert USDC into dollars and deposit them directly into a OnePay Checking account.

  • Unconfirmed

    Reported

    Spemai launches Onepay payment gateway[4]

    Spemai launched the Onepay payment gateway, which the article says simplifies payment processes for merchants and customers.

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