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Paidy is a Japanese deferred-payment service (あと払いペイディ) that lets shoppers pay the following month using only a smartphone.

Last updated September 15, 2026

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Nov 4, 2026
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Nov 4, 2026

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Overview

Paidy is a deferred-payment service branded as あと払いペイディ. According to its official site, it can be used at more than 700,000 stores including Amazon and Qoo10, and purchases can be made with just a smartphone. Payment is due by the 27th of the following month, and users can pay at convenience stores, by account transfer, or by bank transfer; paying within the same month is also possible via すぐ払い.

Products and positioning

  • あと払いペイディ

    A deferred-payment service usable at more than 700,000 stores including Amazon and Qoo10, allowing purchases with only a smartphone and payment by the 27th of the following month.

Recent events

  • Reported

    PayPal announces planned acquisition of Paidy[2]

    PayPal announced it would acquire Japanese buy-now-pay-later provider Paidy for about 300 billion yen (approximately US$27 billion). The transaction was expected to close between October and December.

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