PayPal Credit
A credit service offered by PayPal allowing users to buy now and pay later.
Last updated November 4, 2026
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Overview
PayPal Credit is a credit payment method offered by PayPal, formerly known as Bill Me Later. It allows users to pay for purchases over time, often with interest-free periods. The service is primarily available to US consumers.
Products and positioning
As part of the PayPal ecosystem, it is positioned as a flexible consumer credit tool.
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