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Plata is the credit card product of Banco Plata, a Mexican digital bank.

Last updated September 2, 2026

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Nov 4, 2026
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Nov 4, 2026

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Overview

Plata is a credit card offered by Banco Plata, a Mexican digital bank. The card offers features such as no annual fee (promotional), credit lines up to $200,000, 2 months without interest, next-day delivery, and up to 15% cashback in selected categories. It is managed through the Plata app, which also provides access to payments, savings, and investments.

History

Plata is a credit card product of Banco Plata, a Mexican digital bank. The card is promoted on the official website with features such as no annual fee (promotional), credit lines up to $200,000, 2 months without interest, next-day delivery, and up to 15% cashback. The product is managed through the Plata app, which also provides access to payments, savings, and investments.

Products and positioning

  • Plata Crédito

    A credit card product with features such as no annual fee (promotional), credit lines up to $200,000, 2 months without interest, next-day delivery, and up to 15% cashback.

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