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Qiantang Credit

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Qiantang Credit is a nationwide personal credit bureau in China, approved by the People's Bank of China and licensed to operate personal credit reporting services.

Last updated September 26, 2026

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Overview

Qiantang Credit (钱塘征信有限公司) is a nationwide personal credit reporting institution in China, established in February 2025 with registered capital of RMB 1 billion. It was approved by the People's Bank of China (PBOC) and holds a personal credit reporting business license, positioning it among the small group of licensed personal credit bureaus operating in mainland China. The company describes its mission around three pillars: technological innovation as the foundation of its business, transparency as the core of its governance, and interconnection and mutual benefit as its development direction. Its stated goal is to build an advanced, credible, industry-leading credit reporting institution that continuously provides safe and compliant personal credit services to users and financial institutions. As a licensed personal credit bureau, Qiantang Credit operates in the personal credit information segment of China's financial infrastructure. Such institutions collect, process, and provide personal credit information to financial institutions for use in credit assessment, risk management, and lending decisions, under the regulatory oversight of the PBOC. The company is headquartered in Hangzhou, Zhejiang province, and serves the Chinese market. Its official website is qiantangcredit.com, where users and institutions can learn more about its services. Because the company was only established in 2025, its public history and product portfolio are still developing.

History

Qiantang Credit (钱塘征信有限公司) was established in February 2025 as a nationwide personal credit reporting institution in China. It was approved by the People's Bank of China and holds a personal credit reporting business license, with registered capital of RMB 1 billion. The creation of Qiantang Credit reflects the continued development of China's licensed personal credit reporting sector, in which a limited number of PBOC-approved institutions are authorized to operate personal credit businesses nationwide. As a newly established bureau, the company's public record begins with its founding and licensing in 2025. The company states that it takes technological innovation as the foundation of its business, transparency as the core of its governance, and interconnection and mutual benefit as its development direction. Its aim is to become an advanced and credible industry-leading credit reporting institution, providing safe and compliant personal credit services to users and financial institutions. Headquartered in Hangzhou, Zhejiang province, Qiantang Credit serves the Chinese market through its official website, qiantangcredit.com. Because of its recent establishment, further details of its ownership structure, leadership, and product rollout are not yet reflected in the available public evidence.

  • 2025

    Qiantang Credit was established in February 2025 as a nationwide personal credit reporting institution approved by the People's Bank of China, with registered capital of RMB 1 billion.

Products and positioning

A PBOC-approved nationwide personal credit bureau providing safe, compliant personal credit services to users and financial institutions.

  • Personal credit reporting services

    Safe and compliant personal credit services provided to users and financial institutions.

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