Standard Chartered Ghana
A Ghanaian banking and financial-services institution operating as an 80%-owned subsidiary of Standard Chartered.
Last updated August 24, 2026
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Overview
Standard Chartered Ghana, officially Standard Chartered Bank Ghana PLC, is a banking and financial-services institution serving retail, commercial, and corporate customers in Ghana. The bank traces its Ghanaian operations to 1896, making it one of the country’s oldest continuing companies. Its history is connected with the Bank of British West Africa, whose Ghanaian business forms the institutional predecessor of the present-day operation. The bank operates under the Standard Chartered brand while functioning as a locally incorporated Ghanaian entity. Standard Chartered holds an 80% stake, and the Ghanaian subsidiary is publicly listed on the Ghana Stock Exchange and included in the exchange’s All-Share Index. This structure combines local-market operations and regulatory presence with access to the wider Standard Chartered international network. Its business covers a broad set of banking services. For individuals, the bank provides transactional and savings-oriented accounts, electronic banking, foreign-currency accounts, personal overdrafts, unsecured lending, bancassurance, and asset-protection services. For businesses and institutional customers, its offerings include foreign exchange, trade finance, working-capital facilities, international trade accounts, and other corporate banking services. The range reflects the bank’s traditional role as an international and trade-oriented financial institution in Ghana. Standard Chartered Ghana’s positioning is based on international connectivity, established local presence, and services spanning personal, commercial, and corporate banking. The bank’s long operating history gives it a distinctive place in Ghana’s financial sector, while its parent group supports cross-border banking and trade-related capabilities. The available reference material identifies Mansa Nettey as chief executive officer and Ebenezer Twum Asante as chairman of the board from March 2023.
History
Standard Chartered Ghana traces its roots to 1896, when banking operations associated with the Bank of British West Africa began in what is now Ghana. This early presence placed the institution among the country’s earliest organized commercial banks and connected Ghanaian commerce with broader banking networks serving British West Africa. The Ghanaian operation is described as the successor to the Bank of British West Africa’s business in the country. Over time, the institution developed from a bank focused on commercial and international transactions into a full-service financial institution. Its activities expanded to include retail banking for individuals, corporate and commercial banking, foreign exchange, trade finance, working-capital facilities, electronic banking, and insurance-related services. The combination of local operations and an international parent group has remained central to its identity. The current institution operates as Standard Chartered Bank Ghana PLC. Standard Chartered owns 80% of the Ghanaian subsidiary, while the local company remains publicly listed on the Ghana Stock Exchange and forms part of the exchange’s All-Share Index. This ownership and listing arrangement gives the bank both a connection to a global banking group and an identifiable presence in Ghana’s domestic capital market. Today, Standard Chartered Ghana serves retail, commercial, and corporate segments. Its product scope includes transactional accounts, electronic banking, foreign-currency accounts, personal overdrafts, unsecured loans, bancassurance, asset protection, foreign exchange, international trade accounts, trade finance, and working-capital solutions. The available reference material identifies Mansa Nettey as chief executive officer and records the appointment of Ebenezer Twum Asante as board chairman in March 2023.
Products and positioning
An established international bank in Ghana combining a long-standing local presence with Standard Chartered’s cross-border banking network, serving individual, commercial, and corporate customers.
Personal banking
Retail banking
Standard Chartered Ghana’s retail banking services cover everyday transactional accounts, electronic banking, foreign-currency accounts, personal overdrafts, unsecured loans, bancassurance, and asset-protection services. These products are designed for individual customers requiring routine payments, borrowing, digital access, and related financial protection.
Corporate and commercial banking
Trade finance and working-capital solutions
The bank provides trade and working-capital services for commercial and corporate customers. The referenced service range includes trade finance, international trade accounts, and facilities intended to support business liquidity and cross-border commerce.
Treasury and transaction banking
Foreign exchange and currency accounts
Foreign-exchange services and currency-account products support customers with foreign-currency transactions and international banking needs. They form part of the bank’s broader international and trade-oriented service portfolio.
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