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The Federation of Japanese Consumer Cooperatives

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A Japanese non-profit consumer cooperative federation that is the underwriting body for the prefectural Kenmin Kyosai mutual-aid insurance schemes.

Last updated September 16, 2026

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Overview

The Federation of Japanese Consumer Cooperatives (Zenkoku Seikatsu Kyodo Kumiai Rengokai, or Zenkoku Kyosai-ren) is a non-profit consumer cooperative established under Japan's Consumer Livelihood Cooperative Act with the approval of the Ministry of Health, Labour and Welfare. It is the underwriting body for the Kenmin Kyosai, Tomin Kyosai, Fumin Kyosai, Dōmin Kyosai and Zenkoku Kyosai mutual-aid insurance schemes.

History

The Federation of Japanese Consumer Cooperatives is a non-profit consumer cooperative established under the Consumer Livelihood Cooperative Act with the approval of the Ministry of Health, Labour and Welfare. It serves as the underwriting body for the Kenmin Kyosai, Tomin Kyosai, Fumin Kyosai, Dōmin Kyosai and Zenkoku Kyosai mutual-aid insurance schemes; in Kanagawa Prefecture the scheme is called Zenkoku Kyosai.

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