Xiamen International Bank

Xiamen International Bank (XIB) is a Chinese banking institution operating under the corporate name Xiamen International Bank Co., Ltd. Its official website lists group members Macau International Bank and Jiyou Bank, and presents business lines spanning retail finance, corporate finance, financial markets, and e-banking channels. The bank publishes important announcements on its site, including product and service standard statements and product activity notices.

Xiamen International Bank operates under the corporate name Xiamen International Bank Co., Ltd. Its official website identifies group members as Macau International Bank and Jiyou Bank. The site organizes its business into areas including retail finance, corporate finance, financial markets, and e-banking, and it publishes important announcements such as statements on the standards applied to its financial products and services and notices about product benefit activities.

• 2025

  The bank publishes an updated statement on standards applied to its financial products and services, with information current to May 31, 2025.

• 2024

  The bank announces that the Xing'an Hua product rights program will be retired effective January 1, 2025.

• 2024

  Xiamen International Bank publishes a statement on the national, industry, group and enterprise standards applied to its financial products and services.

• 1985

  Xiamen International Bank is founded in Xiamen, Fujian, as a Sino-foreign joint-venture commercial bank.

• Xing'anhua (兴安花)

  A product of Xiamen International Bank whose benefit activities were announced to expire on December 31, 2024, with related redemption and discount coupon activities ending January 1, 2025.

• 2020

  New employee who refused to drink a toast was insulted and slapped; bank disciplined those involved

  In August 2020, an employee at Xiamen International Bank's Beijing Zhongguancun Sub-branch complained of being insulted and hit by a supervisor for not drinking a toast. The Beijing branch verified the verbal and physical misconduct and suspended the responsible person pending investigation; the China Banking Association later criticized the penalty as too lenient.

  Source

• 2020

  Beijing branch fined 3.5 million yuan for credit and confirmation-letter violations

  In December 2020, Xiamen International Bank's Beijing branch was ordered to rectify and fined 3.5 million yuan for seriously violating prudential rules in credit business, issuing confirmation-letter replies inconsistent with the facts, and internal-control deficiencies.

  Source

• 2020

  Beijing branch fined 3.475 million yuan for unauthorized credit checks and other violations

  In June 2020, the PBOC Operations Management Department issued a warning and fined Xiamen International Bank's Beijing branch 3.475 million yuan for illegal acts including unauthorized credit inquiries. This case is separate from the December confirmation-letter case.

  Source

• 2020

  Xiamen International Bank responds to employee assault allegation

  In August 2020, Xiamen International Bank responded to an allegation involving a new employee. According to the bank's statement, the claim that the new employee was verbally abused and slapped after declining a toast was true, and the bank said the responsible person would be punished. The bank's response addressed the incident as described in the allegation and indicated that disciplinary action would follow for those responsible.

  Source

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• 2021.10.22

  Xiamen International Bank wins annual fintech award[9]厦门国际银行荣获年度金融科技奖bank.jrj.com.cn

  Xiamen International Bank received the annual fintech award at the 12th Jinding Awards, held by the National Business Daily newspaper.

• Unconfirmed

  Xiamen International Bank establishes Warm Service Brand Day[10]厦门国际银行设立“暖心服务品牌日”bank.jrj.com.cn

  Xiamen International Bank established the fourth Saturday of each month as its Warm Service Brand Day and said it would offer a series of customer and public convenience services.

  Weekdays and relative dates follow the original report; their exact calendar dates have not been verified.

• 2021.04.12

  Xiamen International Bank signs strategic cooperation agreement with Suzhou National High-Tech Industrial Development Zone[11]厦门国际银行与苏州国家高新技术产业开发区签订战略合作协议bank.jrj.com.cn

  Xiamen International Bank and the Suzhou National High-Tech Industrial Development Zone Administrative Committee signed a strategic cooperation agreement covering project promotion, domestic and foreign capital, and integrated financial services.

• 2020.08.24

  Reported2020.08.24

  Xiamen International Bank responds to employee assault allegation[8]Xiamen International Bank responds to employee assault allegationfinance.sina.com.cn

  Xiamen International Bank said an allegation that a new employee was verbally abused and slapped after declining a toast was true, and that the responsible person would be punished.

• 2020.02.10

  Reported2020.02.10

  Xiamen International Bank waives donation transaction fees[12]厦门国际银行免收捐款手续费finance.sina.com.cn

  Xiamen International Bank said it would waive all donation transaction fees for donations or transfers to designated epidemic-prevention accounts through its branches and electronic channels.

• Unconfirmed

  Xiamen International Bank introduces a second batch of pandemic support measures[13]厦门国际银行推出第二批抗疫金融服务举措nbd.com.cn

  Xiamen International Bank introduced a second batch of 15 financial-service support and preferential measures during the COVID-19 response, including a mobile-banking donation menu with waived donation fees and online personal banking services.

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1. 1厦门国际银行中文网站首页xib.com.cn
2. 2厦门国际银行中文网站厦门国际银行关于金融产品和服务所执行标准情况的声明xib.com.cn
3. 3厦门国际银行中文网站关于厦门国际银行兴安花产品权益活动到期下线的公告xib.com.cn
4. 4厦门国际银行中文网站厦门国际银行关于金融产品和服务所执行标准情况的声明xib.com.cn
5. 5New employee who refused to drink a toast was insulted and slapped; bank disciplined those involvedm.jiemian.com
6. 6New employee who refused to drink a toast was insulted and slapped; bank disciplined those involvedfinance.cnr.cn
7. 7Beijing branch fined 3.5 million yuan for credit and confirmation-letter violationsjiemian.com
8. 8Xiamen International Bank responds to employee assault allegationfinance.sina.com.cn
9. 9厦门国际银行荣获年度金融科技奖bank.jrj.com.cn
10. 10厦门国际银行设立“暖心服务品牌日”bank.jrj.com.cn
11. 11厦门国际银行与苏州国家高新技术产业开发区签订战略合作协议bank.jrj.com.cn
12. 12厦门国际银行免收捐款手续费finance.sina.com.cn
13. 13厦门国际银行推出第二批抗疫金融服务举措nbd.com.cn
14. 14厦门国际银行集团与珠海市人民政府签订战略合作协议bank.jrj.com.cn
15. 15厦门国际银行荣获第十四届时代营销盛典双料大奖bank.jrj.com.cn
16. 16厦门国际银行荣膺2021年度区域影响力银行天玑奖bank.jrj.com.cn