Yangqianguan

Yangqianguan (洋钱罐借款) is a Chinese online consumer-lending brand and mobile application operated by Beijing Lingyue Information Technology Co., Ltd. (北京瓴岳信息技术有限公司), the operating entity of Fintopia Group (瓴岳科技集团). The platform positions itself as an "intelligent credit service platform" within Fintopia Group, using big-data risk control, data mining and machine-learning modelling to extend credit to borrowers who are underserved by traditional credit reporting and traditional financial institutions. The brand launched in November 2015 and is headquartered in Beijing. According to its official site, Yangqianguan had accumulated more than 122.096 million registered users, worked with 95 partner institutions, and recorded cumulative transaction volume of RMB 511.7 billion. The app advertises loans of up to RMB 200,000, approval in as little as one minute, and disbursement in as fast as five minutes, with transparent interest and fees and no annual fee. Borrowers can apply with an ID card and complete verification to obtain a credit limit. Yangqianguan is part of Fintopia Group, a fintech group founded on 10 September 2015 that focuses on consumer finance and serves users across Mainland China, Southeast Asia, South America and Africa. Fintopia's brand portfolio includes Yangqianguan and Easycash, among others. The group also provides partner financial institutions with AI-based services such as intelligent profiling, intelligent risk control, intelligent collections and intelligent customer service. At launch, Yangqianguan received angel investment of several hundred million RMB from Zhou Yahui, chairman of listed company Kunlun Tech. The platform describes itself as committed to compliant operation and to providing safe and convenient online lending information intermediary services connecting borrowers and lenders through internet technology. Its official site carries prominent anti-fraud warnings stating that the company charges no upfront fees and that any request to transfer money is a scam.

Yangqianguan was launched in November 2015 by Beijing Lingyue Information Technology Co., Ltd., the operating entity of what is now Fintopia Group (瓴岳科技集团). Fintopia Group itself was founded on 10 September 2015 as a fintech group built on big data and artificial intelligence, focused on consumer finance and serving users globally. At launch, Yangqianguan received angel investment of several hundred million RMB from Zhou Yahui, chairman of the listed company Kunlun Tech. The platform was positioned as an online lending information intermediary connecting borrowers and lenders through internet technology, and it stated a commitment to compliant operation. Over the following years, Yangqianguan grew into one of Fintopia Group's best-known brands. Its official site reports accumulated registered users of 122.096 million, 95 partner institutions and cumulative transaction volume of RMB 511.7 billion. The platform describes its risk-control approach as based on internet big data, using data mining and machine-learning modelling to serve people not covered by traditional credit reporting or not served by traditional financial institutions. Fintopia Group expanded internationally, with business across Mainland China, Southeast Asia, South America and Africa, and a brand portfolio that includes Yangqianguan and Easycash. The group also supplies partner financial institutions with AI services including intelligent profiling, intelligent risk control, intelligent collections and intelligent customer service. Yangqianguan has received industry recognition. Fintopia-related honors listed on the official site include the 2020 Hurun New Finance Top 50, the 2019 Caijing New Finance Awards' Best Intelligent Risk Control Award, the 9th Golden Pixiu Award for Financial Technology Company of the Year for Service Capability, the 2018 Central University of Finance and Economics Financial Technology Innovation Award, and earlier awards such as the 2017 Most Influential New Finance Award and Best Big Data Application Innovation Award. The platform also lists a financial technology product certification certificate. As of the official site's copyright notice covering 2015–2026, Yangqianguan continues to operate as a consumer-lending app under Beijing Lingyue Information Technology Co., Ltd., with customer-service, credit-reporting consultation and complaint hotlines, and prominent anti-fraud warnings telling users that the company charges no upfront fees and that any request to transfer money is a scam.

• 2020

  Named to the Hurun New Finance Top 50.

• 2019

  Won Best Intelligent Risk Control Award in Caijing New Media's New Finance selection.

• 2018

  Received the Central University of Finance and Economics Financial Technology Innovation Award at the New Finance Autumn Summit.

• 2017

  Recognized with the Most Influential New Finance Award and Best Big Data Application Innovation Award.

• 2015

  Fintopia Group founded on 10 September 2015 as a big-data and AI-based fintech group.

• 2015

  Yangqianguan launched in November 2015, operated by Beijing Lingyue Information Technology Co., Ltd.

• 2015

  Yangqianguan received angel investment of several hundred million RMB from Zhou Yahui, chairman of Kunlun Tech.

Intelligent consumer-credit platform under Fintopia Group, targeting borrowers underserved by traditional credit reporting and traditional financial institutions, with low thresholds, large limits, fast disbursement and transparent fees.

• Yangqianguan Borrowing App

  Mobile app offering personal loans up to RMB 200,000 with ID-card application, fast approval and disbursement.

• Online lending information intermediary services

  Connecting borrowers and lenders through internet technology with compliant operation.

• Intelligent risk control and AI services

  Big-data risk control, data mining and machine-learning modelling; AI services for partner institutions including intelligent profiling, risk control, collections and customer service.

1. 1洋钱罐借款 - 最高可借20万 - 1分钟出额度 - 快至3分钟到账yangqianguan.com
2. 2洋钱罐借款 - 关于我们yangqianguan.com