Yorkshire Building Society
A UK building society owned by its members, offering savings accounts and mortgages.
Last updated September 15, 2026
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Overview
Yorkshire Building Society is a UK building society that describes itself as owned by its members rather than shareholders. It offers savings accounts and mortgages, and provides an app for managing accounts. The Society traces its origins to 1864 in Huddersfield and was formed under the Yorkshire Building Society name in 1982 through the merger of the Huddersfield & Bradford and West Yorkshire Building Societies.
History
The Society's history page states that in 1864 the Huddersfield Equitable Permanent Benefit Building Society was established by three gentlemen who met each morning from 5am to 8am in a single room in Huddersfield. In 1866 the West Yorkshire Building Society was established at the Royal Hotel in Dewsbury with only two staff. In 1975 the Huddersfield and Bradford Building Societies merged, and in 1982 the Huddersfield & Bradford and West Yorkshire Building Societies merged, giving birth to the Yorkshire Building Society. In 1992 Yorkshire Building Society merged with the Haywards Heath Building Society, and in 1998 the Yorkshire Building Society Charitable Foundation was established.
Products and positioning
Member-owned building society focused on providing real help with real life, including helping people own their own home and improving financial wellbeing.
Triple Access eSaver
A variable-rate savings account at 4.20% Gross per year/AER, with a minimum deposit of £1 and withdrawals allowed on any 3 days.
YBS app
An app for managing accounts, including viewing statements, checking interest rates, tracking savings goals, opening most savings accounts, viewing mortgage balances, and making transfers.
Recent events
Reported
Yorkshire Building Society appoints Amanda Bryden as director of distribution and incoming MD of Accord Mortgages[5]
Yorkshire Building Society appointed Amanda Bryden as director of distribution and incoming managing director of Accord Mortgages. Bryden, who has over 25 years of mortgage and intermediary leadership experience, most recently at Lloyds Banking Group, will succeed Jeremy Duncombe, who has led Accord since 2018 and will retire at the end of 2026.
Reported
Yorkshire Building Society signed Hometrack for mortgage climate-risk analysis[6]
Yorkshire Building Society signed Hometrack to provide climate change risk analysis on its mortgage portfolio and strategic advice on dealing with government intervention. The analysis will be provided with environmental assessment partners Ambiental and Terrafirma.
- Unconfirmed
Reported
Yorkshire Building Society wins High Street Provider of the Year[7]
Yorkshire Building Society won High Street Provider of the Year for mortgages and savings at the 2021 Moneyfacts Consumer Awards.
Reported
Yorkshire Building Society wins awards for mortgages and savings products[8]
Yorkshire Building Society won several awards for its mortgage and savings account products.
Sources8 sources
- 1Welcome to Yorkshire Building Society | YBSybs.co.uk
- 2Our History | Timeline of Yorkshire Building Society | YBSybs.co.uk
- 3App | Download the Yorkshire Building Society App | YBSybs.co.uk
- 4Your Society | Our pillars and priorities | YBSybs.co.uk
- 5约克郡建房互助协会任命阿曼达·布莱登为分销总监兼Accord Mortgages候任董事总经理mortgagestrategy.co.uk
- 6约克郡建筑协会签约Hometrack开展抵押贷款气候风险分析mortgagestrategy.co.uk
- 7约克郡建屋互助会获年度高街服务提供者奖thetelegraphandargus.co.uk
- 8Yorkshire Building Society的抵押贷款和储蓄产品获奖thetelegraphandargus.co.uk
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