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ESL Federal Credit Union

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Corporate brand

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ESL Federal Credit Union is a full-service financial institution providing personal and business banking and wealth management services to the Rochester area.

Last updated September 15, 2026

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Overview

ESL Federal Credit Union is a full-service financial institution, locally owned and locally led, operating from its headquarters in downtown Rochester. It provides personal and business banking and wealth management services to the Rochester area. The institution traces its origins to Eastman Savings & Loan, established in 1920 by George Eastman, founder of Eastman Kodak Company. Today, ESL Federal Credit Union has approximately 465,000 members worldwide.

History

In 1920 George Eastman, founder of Eastman Kodak Company, established Eastman Savings & Loan. Today, ESL Federal Credit Union has approximately 465,000 members worldwide. ESL Federal Credit Union is a full-service financial institution, locally owned and locally led, operating from its headquarters in downtown Rochester.

Products and positioning

Full-service financial institution, locally owned and locally led, serving the Rochester area.

  • Personal and business banking

    ESL Federal Credit Union provides personal and business banking services to the Rochester area.

  • Wealth management services

    ESL Federal Credit Union provides wealth management services to the Rochester area.

Recent events

  • Reported

    ESL Federal Credit Union completes acquisition of Generations Bank assets[5]

    ESL Federal Credit Union completed its acquisition of substantially all assets of Generations Bancorp NY, Inc., the holding company of Generations Bank, on Jan. 1, adding eight new locations and expanding into Cayuga, Orleans, and Seneca counties. ESL now operates 33 full-service branches, holds more than $9.8 billion in assets, and employs more than 1,000 people.

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